Vehicle Service Contracts
Structure and reinsure vehicle service contracts so dealerships retain underwriting profits, improve ownership experience, and reduce reliance on third-party administrators.
Learn how vehicle service contract administration works for dealerships, from administrator and obligor roles to claims oversight, compliance, and profit retention. DealerRE breaks down the admin-obligor reinsurance model with practical guidance shaped by decades of dealer support, helping stores understand how to replace third-party dependence with a more controlled, profitable structure.
Dealer-focused administration and reinsurance solutions that help control contracts, claims, compliance, and long-term F&I profitability.
Structure and reinsure vehicle service contracts so dealerships retain underwriting profits, improve ownership experience, and reduce reliance on third-party administrators.
Build dealer-owned limited warranty programs with customizable mechanical breakdown coverage designed to support differentiation, claims control, and profit retention.
Launch a reinsured certified pre-owned program with inspection standards and warranty terms that strengthen trust while keeping more program income in-house.
Reinsure GAP offerings through a dealer-owned structure to retain product income while supporting customers after total-loss events and loan balance gaps.
Offer windshield repair protection as an ancillary F&I product backed by dealer-owned reinsurance to capture additional profit on each contract sold.
Add tire and wheel protection with roadside benefits to your F&I lineup through a reinsurable structure that supports recurring ancillary income.
Vehicle service contract administration affects claims consistency, compliance, customer experience, and F&I profitability. DealerRE helps dealerships understand and implement admin-obligor reinsurance structures that replace outside dependency with greater control. From setup and filings to training, adjudication support, and reporting, the goal is simple: help dealers keep more underwriting profit while operating a well-managed, service-driven VSC program.
See how dealerships improve control, profitability, and customer experience through smarter reinsurance-backed administration.
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
DealerRE combines long-term industry experience with full-service support for dealer-owned reinsurance programs.
Decades of dealer reinsurance experience help clients build stronger, more profitable VSC programs.
DealerRE manages filings, renewals, tax returns, reporting, and administrative details for dealers.
Built specifically for franchise, independent, and BHPH dealers seeking more F&I control.
Serving over 400 dealers nationwide with training, analysis, and ongoing program support.
Experienced leaders guiding dealer-owned reinsurance growth.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through dealer-owned reinsurance. His experience spans program structure, profitability strategy, and long-term dealer support, giving clients practical guidance rooted in real industry knowledge. Tim's leadership helped establish DealerRE as a trusted resource for dealerships seeking to retain underwriting profits instead of relying on third-party product providers. As the company's founder, he has remained focused on helping dealers improve efficiency, strengthen customer offerings, and create sustainable financial advantages through well-managed reinsurance programs.
President
Taylor Byrd serves as President of DealerRE and helps dealerships understand the strategic value of opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer events, he brings a strong educational approach to dealer partnerships and is known for making complex reinsurance concepts practical and actionable. Taylor has also appeared on industry podcasts to discuss dealer-owned reinsurance opportunities and how dealers can improve profitability through smarter F&I structures. His leadership combines industry insight, communication, and a commitment to helping clients build programs that support both operational performance and long-term growth.
Vice President of DealerRE
Parker Byrd brings dealership-side experience to his role as Vice President of DealerRE, having previously worked as both an F&I Manager and Salesman at local dealerships. That firsthand background helps him relate directly to dealer clients and understand the day-to-day realities of presenting products, managing profitability, and improving customer experience. Since joining DealerRE, Parker has helped support reinsurance programs with a practical perspective shaped by real showroom and finance office experience. His ability to connect operational dealership needs with long-term reinsurance strategy makes him a valuable resource for clients looking to strengthen ancillary product performance and retain more F&I income.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and operational administration. As Office Manager and Controller, she helps ensure dealers receive responsive communication, organized program support, and dependable back-office coordination. Her commitment to service is reflected in the consistency and professionalism clients experience throughout their relationship with DealerRE. Heather's administrative leadership supports the company's full-service model, helping dealerships stay focused on growth while DealerRE assists with the details that keep reinsurance programs running smoothly and efficiently.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify opportunities to improve efficiency, productivity, and profit potential through smarter reinsurance strategies. With a background in strategic management and marketing, she brings a growth-focused perspective to dealer relationships and program development. Kristi works closely with clients to align business goals with practical F&I solutions that support stronger performance over time. Her ability to combine strategic thinking with client-centered communication makes her an important part of DealerRE's mission to help dealers build more valuable, better-managed reinsurance programs.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance operations and dealership profitability. That combination helps her support clients with practical insight into how reinsurance programs fit into everyday F&I performance. Brenda's experience allows her to communicate clearly with dealers, anticipate common concerns, and help maintain the responsive service DealerRE is known for across its nationwide client base.
The administrator is the company responsible for managing the contract after sale. That typically includes claims adjudication, repair authorization procedures, contract support, remittance coordination, and reporting. In a dealer-owned admin-obligor structure, administration may be handled through the dealer’s own program with expert support rather than outsourced entirely to a third-party warranty company, giving the dealership more control over performance and profitability.
Speak with DealerRE for clear, practical guidance.
Industry association membership and sponsorship recognition.
Longstanding experience serving auto dealers.
Strong client satisfaction and trust.
Reach out to discuss administrator structures, reinsurance strategy, claims oversight, and the operational details behind a stronger vehicle service contract program.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.