Debt Cancellation Coverage
Reinsured waiver program for BHPH dealers that covers total debt in case of total loss, allowing customers to get into another vehicle while you maintain cash flow and reduce insurance costs.
Maximize dealership profitability while protecting your customers with comprehensive reinsurance solutions. DealerRE's admin obligor programs give you complete control over F&I products, claims management, and underwriting profits—transforming third-party expenses into sustainable revenue streams for your business.
Comprehensive reinsurance solutions designed to protect your customers and maximize your dealership's profitability.
Reinsured waiver program for BHPH dealers that covers total debt in case of total loss, allowing customers to get into another vehicle while you maintain cash flow and reduce insurance costs.
Customizable extended warranty programs with flexible terms and coverage levels. Reinsure in your own company to capture profits and control the customer ownership experience.
Deficiency balance waiver covering the gap between insurance settlement and loan balance, with 150% or 125% LTV coverage and up to $1,000 deductible protection.
Comprehensive coverage against road hazards with non-prorated benefits and 24/7 roadside assistance. Less expensive than traditional road hazard programs.
Transform your certified car market with a 100+ point inspection and reinsured limited warranty. Capture 100% of underwriting profit through admin obligor programs.
Force-placed insurance protecting your interest in the vehicle when customers fail to maintain required coverage. Reinsure to capture underwriting profits while fulfilling credit agreement requirements.
Stop sending profits to third-party warranty and insurance companies. DealerRE's admin obligor reinsurance programs let you build your own reinsurance company, retain 100% of underwriting profits, and control every aspect of the claims experience. Whether you're a franchise dealer, independent retailer, or BHPH operation, our 28 years of proven expertise ensures you maximize every deal while delivering exceptional customer satisfaction. From debt cancellation to extended warranties, our reinsured products protect your customers and transform F&I from an expense center into a sustainable profit driver.
Helping over 400 dealerships nationwide achieve National Quality Dealer recognition and unprecedented profitability.
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We've done business with DealerRe for years and have been very happy with them!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Excellent customer service! The team is very professional."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Very responsive and helpful, will assist your financial endeavors as a dealership."
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We've done business with DealerRe for years and have been very happy with them!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Excellent customer service! The team is very professional."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Very responsive and helpful, will assist your financial endeavors as a dealership."
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We've done business with DealerRe for years and have been very happy with them!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Excellent customer service! The team is very professional."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Very responsive and helpful, will assist your financial endeavors as a dealership."
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
The gold standard in reinsurance with 28 years of proven success helping dealers maximize profitability.
Retain all underwriting profits that third-party companies keep. Build sustainable wealth through your own reinsurance company.
Manage the entire customer ownership experience. Control claims adjudication, service quality, and customer satisfaction to drive repeat and referral business.
We handle all legal forms, filings, tax returns, compliance, training, claims processing, and performance reporting. You focus on selling cars.
Admin obligor structure means your reinsurance company is insured by A-rated carriers, providing security and peace of mind for you and your customers.
Industry experts dedicated to your dealership's success.
Founder
Tim Byrd started DealerRE in 1994 in Southeast Virginia and has been helping dealers to expand their F&I programs to be more efficient and profitable ever since. With nearly three decades of reinsurance expertise, Tim pioneered comprehensive admin obligor solutions that have transformed how dealerships approach F&I profitability. His vision was simple yet revolutionary: give dealers the tools to take back profits from third-party companies and build sustainable wealth through their own reinsurance operations. DealerRE is a family company built on the foundation of Jesus Christ and the word of God, principles that guide every client relationship and business decision. Under Tim's leadership, DealerRE has grown from a regional consultancy to a nationwide partner serving over 400 auto dealers coast to coast.
President
Taylor Byrd is a frequent speaker at National and State Independent Dealer Association events and has been a guest on The Independent Dealer Podcast to discuss reinsurance and the opportunities that dealers have in opening their own reinsurance company. As co-author of Race To The Finish Line: Creating Winning Relationships With Customers, Taylor brings both industry thought leadership and practical implementation expertise to every client engagement. He formerly served in the South Carolina Army National Guard as a Captain and uses his Army leadership skills to help lead the DealerRE team with precision, discipline, and strategic vision. Above all, Taylor is a disciple of Jesus Christ and the great commission is his first mission. As Taylor says, DealerRE exists to have a positive impact on people, to shine the light of Christ on our clients, their customers, and our partners, and we just happen to do so through the vehicle of reinsurance.
Vice President of DealerRE
Before Parker began his career with DealerRE in 2018, he worked at two local dealerships as an F&I Manager as well as a Salesman. The experience he gained gives him the unique advantage of being able to relate to clients in today's modern dealership environment, understanding firsthand the challenges and opportunities dealers face daily. In 2015 Parker enlisted into the Army Reserves as a CH-47 Mechanic. After a year and a half of enlistment and education, he became a Crew-Chief on CH-47 Helicopters, developing the technical expertise and attention to detail that serves him well in the complex world of reinsurance administration. He is now pursuing his degree in Business Administration while applying his frontline dealership experience and military discipline to help clients optimize their F&I programs. Parker is happily married to his high school sweetheart and resides in Tappahannock, Virginia.
Office Manager / Controller
Heather began her career with DealerRE in 2013 after earning her MBA in 2012. Her commitment to clients is evident from the minute she picks up the phone and has even earned her the title of Office Queen for her exceptional organizational skills and client-first approach. Heather manages the financial operations, compliance documentation, and administrative infrastructure that keeps DealerRE running smoothly and ensures every client receives accurate, timely service. Her MBA background combined with hands-on experience in reinsurance administration makes her an invaluable resource for dealers navigating the complexities of setting up and managing their own reinsurance companies. Heather is the mother of two grown boys. In their free time, she and her husband, Greg, volunteer with the homeless and food insecure, and enjoy trips to the Outer Banks. She holds office on The VIADA Charity Fund as Recording Secretary.
VP of Business Development
With a passion to see individuals and businesses reach their highest potential, Kristi Cashman came to DealerRE with proven talents to help dealers do just that. With a degree in Strategic Management and Marketing, Kristi understands what it takes for businesses to optimize their efficiency, productivity and profit potentials through strategic reinsurance implementation. As the author of two books, Focus and You Are Perfect, Kristi brings a unique blend of business acumen and motivational expertise to every dealer consultation, helping clients see beyond traditional F&I limitations to the transformative possibilities of admin obligor reinsurance. She is a wife and mother to 5 fabulous kids. In her spare time, she speaks at women's conferences and seminars, sharing insights on business growth, personal development, and achieving excellence in all areas of life.
Account Manager
Brenda West has over 20 years of experience in the insurance industry and also has a financial background working as F&I Manager at a very successful dealership. This dual perspective—understanding both the insurance carrier side and the dealership operations side—makes Brenda uniquely qualified to guide dealers through the complexities of reinsurance setup, product development, and ongoing program management. Her extensive experience in claims processing, compliance requirements, and F&I product structuring ensures that DealerRE clients receive expert support at every stage of their reinsurance journey. Brenda grew up in Yorktown VA but now makes Locust Hill VA her home, bringing authentic Virginia expertise to dealers across the Southeast and beyond. Brenda has two grown sons that are a huge part of her life.
A dealer-owned warranty company, also known as a dealer-owned reinsurance company (DOWC), is a legal entity established by auto dealers to reinsure their own F&I products like vehicle service contracts, GAP coverage, and other protection plans. Instead of purchasing these products from third-party providers and losing the underwriting profits, dealers create their own reinsurance company backed by A-rated carriers. This admin obligor structure allows dealers to retain 100% of the underwriting profits, control the claims experience, and build long-term wealth while still providing customers with comprehensive protection backed by reputable insurance carriers.
Talk to our reinsurance experts to discover how much profit you're currently leaving on the table.
Active member and sponsor supporting independent dealers nationwide
Nearly three decades of expertise in dealer reinsurance solutions
Admin obligor programs insured by A-rated insurance carriers
Schedule a free dealership analysis to discover your profit potential. No hidden fees, no obligations—just honest expertise from the gold standard in reinsurance.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533