Vehicle Service Contracts
Reinsured extended warranties offering multiple coverage levels and terms to protect customers and capture maximum underwriting profits for your dealership.
Transform your dealership's profitability with comprehensive F&I ancillary products designed to maximize every deal. From reinsured warranties and GAP coverage to tire protection and certified pre-owned programs, our solutions help you retain profits, control the customer experience, and build long-term loyalty—all while providing exceptional value to your buyers.
Comprehensive protection and profit solutions designed to enhance every vehicle sale and maximize dealership revenue.
Reinsured extended warranties offering multiple coverage levels and terms to protect customers and capture maximum underwriting profits for your dealership.
Deficiency balance waiver protecting customers against total loss situations with up to 150% LTV coverage and underlying insurance deductible protection.
Comprehensive road hazard coverage with 24/7 roadside assistance, non-prorated benefits, and lower costs than traditional tire protection programs.
Reinsured waiver for BHPH dealers providing total loss protection that's more affordable than full coverage insurance while keeping customers in vehicles.
Transform your used inventory with a 100+ point inspection and reinsured warranty, capturing 100% of underwriting profits through admin obligor programs.
Force-placed coverage protecting lender interests when customers fail to maintain required insurance, with reinsurance opportunities for additional profit.
Our F&I ancillary products do more than protect vehicles—they transform your dealership's bottom line. By reinsuring these products through your own dealer-owned reinsurance company, you capture profits traditionally lost to third-party providers. Each product is designed to enhance the customer ownership experience, driving repeat business and referrals while giving you complete control over claims and service delivery. From mechanical breakdown coverage to theft protection, our comprehensive suite addresses every customer concern and creates multiple profit centers within your F&I office.
Join over 400 dealerships coast to coast who have transformed their F&I programs with our reinsured solutions.
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"We've done business with DealerRe for years and have been very happy with them!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"We've done business with DealerRe for years and have been very happy with them!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"We've done business with DealerRe for years and have been very happy with them!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
28 years of proven expertise helping dealerships maximize F&I profitability through reinsured ancillary products.
Retain underwriting profits traditionally sent to third-party companies through admin obligor reinsurance programs backed by A-rated insurers.
Manage your customers' ownership experience directly, pay claims on your terms, and build lasting relationships that drive repeat business.
From F&I training and menu development to compliance management and performance analysis, we handle all operational details for your success.
Serving dealerships coast to coast with 28 years of proven success, helping over 400 dealers increase profitability and customer satisfaction.
Experienced reinsurance professionals dedicated to your dealership's success.
Founder
Tim Byrd started DealerRE in 1994 in Southeast Virginia and has been helping dealers to expand their F&I programs to be more efficient and profitable ever since. With nearly three decades of experience in dealer reinsurance, Tim has built DealerRE on a foundation of integrity, service excellence, and proven results. His vision transformed the way independent and BHPH dealers approach F&I profitability, enabling hundreds of dealerships to capture profits previously lost to third-party providers. Tim's commitment to helping dealers succeed extends beyond business—DealerRE is a family company built on the foundation of faith and biblical principles. Under his leadership, DealerRE has become the gold standard in reinsurance, serving dealers coast to coast with comprehensive admin obligor solutions that maximize profitability while enhancing customer satisfaction.
President
Taylor Byrd is a frequent speaker at National and State Independent Dealer Association events and has been a guest on The Independent Dealer Podcast to discuss reinsurance and the opportunities that dealers have in opening their own reinsurance company. As co-author of Race To The Finish Line: Creating Winning Relationships With Customers, Taylor brings thought leadership to the dealer reinsurance industry. He formerly served in the South Carolina Army National Guard as a Captain and uses his Army leadership skills to help lead the DealerRE team with discipline, strategic thinking, and a commitment to excellence. Above all, Taylor is a disciple of Jesus Christ and the great commission is his first mission. As Taylor says, DealerRE exists to have a positive impact on people, to shine the light of Christ on clients, their customers, and partners, and the company just happens to do so through the vehicle of reinsurance.
Vice President
Before Parker began his career with DealerRE in 2018, he worked at two local dealerships as an F&I Manager as well as a Salesman. The hands-on experience he gained in dealership operations gives him the unique advantage of being able to relate to clients in today's modern dealership environment and understand their day-to-day challenges firsthand. In 2015 Parker enlisted into the Army Reserves as a CH-47 Mechanic. After a year and a half of enlistment and education, he became a Crew-Chief on CH-47 Helicopters, developing the attention to detail and operational excellence he brings to his role at DealerRE. He is now pursuing his degree in Business Administration while serving clients with practical F&I expertise. Parker is happily married to his high school sweetheart and resides in Tappahannock, Virginia.
Office Manager / Controller
Heather began her career with DealerRE in 2013 after earning her MBA in 2012, bringing advanced business acumen and financial expertise to the team. Her commitment to clients is evident from the minute she picks up the phone and has even earned her the affectionate title of Office Queen. Heather's meticulous attention to detail ensures seamless administration of reinsurance programs, from financial reporting to compliance management. She is the mother of two grown boys and in her free time, she and her husband, Greg, volunteer with the homeless and food insecure, reflecting the company's values of service and generosity. She holds office on The VIADA Charity Fund as Recording Secretary, staying connected to the dealer community DealerRE serves.
VP of Business Development
With a passion to see individuals and businesses reach their highest potential, Kristi Cashman came to DealerRE with proven talents to help people do just that. With a degree in Strategic Management and Marketing, Kristi understands what it takes for businesses to optimize their efficiency, productivity and profit potentials in competitive markets. She works closely with dealerships to identify opportunities for F&I growth and implement reinsurance strategies that drive measurable results. Kristi is the author of two books, Focus and You Are Perfect, and brings the same clarity and vision to helping dealers succeed. She is a wife and mother to five fabulous kids. In her spare time, she speaks at women's conferences and seminars, sharing insights on business excellence and personal development.
Account Manager
Brenda West has over 20 years of experience in the insurance industry and also has a financial background working as F&I Manager at a very successful dealership. This dual expertise in both insurance administration and frontline F&I operations makes her uniquely qualified to guide dealers through the complexities of reinsured ancillary products. Brenda understands the challenges dealers face because she's lived them, and she uses that experience to deliver exceptional account management and support. Brenda grew up in Yorktown, Virginia but now makes Locust Hill, Virginia her home. She is a proud mother of two grown sons who are a huge part of her life, and she brings the same dedication and care to her client relationships.
In the context of F&I (Finance and Insurance), ancillary products are supplementary offerings sold alongside vehicle financing to provide additional protection and value to customers. These products—such as extended warranties, GAP coverage, tire protection, and theft prevention—enhance the ownership experience while creating profitable revenue streams for dealerships. Ancillary products are optional add-ons that complement the primary vehicle purchase, addressing specific customer needs and concerns about maintenance costs, accidents, theft, and depreciation.
Speak with a DealerRE reinsurance expert to discover how ancillary products can transform your bottom line.
Official member and sponsor of the National Independent Automobile Dealers Association
Nearly three decades of proven success in dealer reinsurance solutions
Trusted reinsurance partner to dealerships coast to coast
Complete the form below and a DealerRE expert will contact you to discuss custom reinsurance solutions for your dealership.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533