Vehicle Service Contracts
Reinsured extended warranties offering multiple coverage levels and terms to protect customers and capture maximum underwriting profits for your dealership.
Transform your dealership's profitability with comprehensive F&I ancillary products designed to maximize every deal. From reinsured warranties and GAP coverage to tire protection and certified pre-owned programs, our solutions help you retain profits, control the customer experience, and build long-term loyalty—all while providing exceptional value to your buyers.
Comprehensive protection and profit solutions designed to enhance every vehicle sale and maximize dealership revenue.
Reinsured extended warranties offering multiple coverage levels and terms to protect customers and capture maximum underwriting profits for your dealership.
Deficiency balance waiver protecting customers against total loss situations with up to 150% LTV coverage and underlying insurance deductible protection.
Comprehensive road hazard coverage with 24/7 roadside assistance, non-prorated benefits, and lower costs than traditional tire protection programs.
Reinsured waiver for BHPH dealers providing total loss protection that's more affordable than full coverage insurance while keeping customers in vehicles.
Transform your used inventory with a 100+ point inspection and reinsured warranty, capturing 100% of underwriting profits through admin obligor programs.
Force-placed coverage protecting lender interests when customers fail to maintain required insurance, with reinsurance opportunities for additional profit.
Our F&I ancillary products do more than protect vehicles—they transform your dealership's bottom line. By reinsuring these products through your own dealer-owned reinsurance company, you capture profits traditionally lost to third-party providers. Each product is designed to enhance the customer ownership experience, driving repeat business and referrals while giving you complete control over claims and service delivery. From mechanical breakdown coverage to theft protection, our comprehensive suite addresses every customer concern and creates multiple profit centers within your F&I office.
Join over 400 dealerships coast to coast who have transformed their F&I programs with our reinsured solutions.
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
28 years of proven expertise helping dealerships maximize F&I profitability through reinsured ancillary products.
Retain underwriting profits traditionally sent to third-party companies through admin obligor reinsurance programs backed by A-rated insurers.
Manage your customers' ownership experience directly, pay claims on your terms, and build lasting relationships that drive repeat business.
From F&I training and menu development to compliance management and performance analysis, we handle all operational details for your success.
Serving dealerships coast to coast with 28 years of proven success, helping over 400 dealers increase profitability and customer satisfaction.
Experienced reinsurance professionals dedicated to your dealership's success.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through dealer-owned reinsurance. His experience spans program structure, profitability strategy, and long-term dealer support, giving clients practical guidance rooted in real industry knowledge. Tim's leadership helped establish DealerRE as a trusted resource for dealerships seeking to retain underwriting profits instead of relying on third-party product providers. As the company's founder, he has remained focused on helping dealers improve efficiency, strengthen customer offerings, and create sustainable financial advantages through well-managed reinsurance programs.
President
Taylor Byrd serves as President of DealerRE and helps dealerships understand the strategic value of opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer events, he brings a strong educational approach to dealer partnerships and is known for making complex reinsurance concepts practical and actionable. Taylor has also appeared on industry podcasts to discuss dealer-owned reinsurance opportunities and how dealers can improve profitability through smarter F&I structures. His leadership combines industry insight, communication, and a commitment to helping clients build programs that support both operational performance and long-term growth.
Vice President of DealerRE
Parker Byrd brings dealership-side experience to his role as Vice President of DealerRE, having previously worked as both an F&I Manager and Salesman at local dealerships. That firsthand background helps him relate directly to dealer clients and understand the day-to-day realities of presenting products, managing profitability, and improving customer experience. Since joining DealerRE, Parker has helped support reinsurance programs with a practical perspective shaped by real showroom and finance office experience. His ability to connect operational dealership needs with long-term reinsurance strategy makes him a valuable resource for clients looking to strengthen ancillary product performance and retain more F&I income.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and operational administration. As Office Manager and Controller, she helps ensure dealers receive responsive communication, organized program support, and dependable back-office coordination. Her commitment to service is reflected in the consistency and professionalism clients experience throughout their relationship with DealerRE. Heather's administrative leadership supports the company's full-service model, helping dealerships stay focused on growth while DealerRE assists with the details that keep reinsurance programs running smoothly and efficiently.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify opportunities to improve efficiency, productivity, and profit potential through smarter reinsurance strategies. With a background in strategic management and marketing, she brings a growth-focused perspective to dealer relationships and program development. Kristi works closely with clients to align business goals with practical F&I solutions that support stronger performance over time. Her ability to combine strategic thinking with client-centered communication makes her an important part of DealerRE's mission to help dealers build more valuable, better-managed reinsurance programs.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance operations and dealership profitability. That combination helps her support clients with practical insight into how reinsurance programs fit into everyday F&I performance. Brenda's experience allows her to communicate clearly with dealers, anticipate common concerns, and help maintain the responsive service DealerRE is known for across its nationwide client base.
In the context of F&I (Finance and Insurance), ancillary products are supplementary offerings sold alongside vehicle financing to provide additional protection and value to customers. These products—such as extended warranties, GAP coverage, tire protection, and theft prevention—enhance the ownership experience while creating profitable revenue streams for dealerships. Ancillary products are optional add-ons that complement the primary vehicle purchase, addressing specific customer needs and concerns about maintenance costs, accidents, theft, and depreciation.
Speak with a DealerRE reinsurance expert to discover how ancillary products can transform your bottom line.
Official member and sponsor of the National Independent Automobile Dealers Association
Nearly three decades of proven success in dealer reinsurance solutions
Trusted reinsurance partner to dealerships coast to coast
Complete the form below and a DealerRE expert will contact you to discuss custom reinsurance solutions for your dealership.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.