Transform your dealership's profitability with comprehensive reinsured vehicle protection plans. DealerRE helps dealership groups capture 100% of underwriting profits while providing customers superior coverage options—from GAP and VSI to limited warranties and tire protection. Our admin obligor reinsurance solutions maximize each F&I transaction while improving customer satisfaction and retention across your entire dealer network.
Comprehensive reinsured F&I products designed to maximize dealership profitability while protecting your customers' investments.
Reinsured extended warranties offering 72-month exclusionary coverage to short-term powertrain protection. Customizable programs for all inventory types, allowing dealers to capture 100% of underwriting profits while controlling the customer ownership experience.
Deficiency balance waiver covering the difference between insurance settlement and loan balance in total loss situations. Includes 150% LTV coverage and up to $1,000 deductible protection, backed by 'A' rated carriers.
Reinsured waiver for BHPH dealers replacing full coverage insurance requirements. Covers total debt in loss events, allowing dealers to get customers back on the road while reserving premiums in their reinsurance company.
Lender protection against vehicle damage when borrowers lack proper coverage. Includes repossession expense protection, towing and storage costs, and skip tracing coverage to safeguard your investment.
Comprehensive non-prorated coverage against road hazards including nails, potholes, and debris. Features 24/7 roadside assistance for tire emergencies and can be bundled in Multi-Shield ancillary packages.
DealerRenew Certified transforms CPO profitability with 100+ point inspections and reinsured limited warranties. Multiple coverage options allow dealers to capture 100% of underwriting profit while building customer confidence.
Most dealership groups send F&I profits to third-party warranty and insurance companies. DealerRE's reinsured vehicle protection plans change that equation entirely. By establishing your own admin obligor reinsurance company, you capture the underwriting profits that previously left your business—while providing customers superior protection backed by 'A' rated carriers. Our comprehensive product portfolio covers every F&I need from mechanical breakdown to total loss scenarios, giving your finance teams the tools to maximize every transaction and create lasting customer relationships.
Dealership groups across the nation rely on DealerRE to transform their F&I profitability and customer satisfaction.
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"We've done business with DealerRe for years and have been very happy with them!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"We've done business with DealerRe for years and have been very happy with them!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"We've done business with DealerRe for years and have been very happy with them!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
Experience the gold standard in dealership reinsurance with comprehensive support and proven results.
Your reinsurance company is backed by 'A' rated insurers, providing customers peace of mind while you retain underwriting control and profits.
We handle training, claims adjudication, compliance, performance reporting, and financials—allowing you to focus on selling vehicles while we manage the backend complexity.
Receive comprehensive onboarding, F&I training classes, customized menus, and ongoing dealership analysis to maximize profitability across your entire group.
Transparent pricing with fast company setup. Invest your premiums for additional ROI while we manage all legal filings, tax returns, and renewals at no extra cost.
Industry experts dedicated to your dealership group's success.
Founder
Tim Byrd established DealerRE in 1994 in Southeast Virginia with a vision to help dealers expand their F&I programs for greater efficiency and profitability. Over nearly three decades, Tim has built DealerRE into the gold standard for dealership reinsurance services, helping over 400 auto dealers nationwide transform their business models. His pioneering work in admin obligor reinsurance has enabled countless dealers to capture profits previously lost to third-party companies. DealerRE operates as a family company founded on Christian principles and biblical values. Tim's commitment to integrity, service, and dealer success has established DealerRE as a trusted partner for franchise, independent, and BHPH dealerships coast to coast. His leadership has shaped an industry, creating opportunities for dealers to achieve unprecedented profitability while improving customer experiences.
President
Taylor Byrd leads DealerRE as President, bringing unique expertise from his military service and industry leadership. As a frequent speaker at National and State Independent Dealer Association events and guest on The Independent Dealer Podcast, Taylor educates dealers on reinsurance opportunities and profitability strategies. He co-authored "Race To The Finish Line: Creating Winning Relationships With Customers," sharing insights on dealer-customer relationships. Taylor served as a Captain in the South Carolina Army National Guard, applying military leadership principles to guide the DealerRE team toward excellence. His strategic vision focuses on creating positive impact through reinsurance solutions that benefit dealers, their customers, and industry partners. As a disciple of Jesus Christ, Taylor views the great commission as his primary mission, using DealerRE as a vehicle to shine light while delivering exceptional reinsurance services. His combination of military discipline, industry expertise, and servant leadership drives DealerRE's continued growth and dealer success.
Vice President of DealerRE
Parker Byrd joined DealerRE in 2018, bringing valuable frontline dealership experience from his time as an F&I Manager and Salesman at local dealerships. This hands-on background gives him unique insight into modern dealership operations and the challenges finance teams face daily, allowing him to relate authentically to DealerRE clients. Since 2015, Parker has served in the Army Reserves as a CH-47 helicopter mechanic, advancing to Crew-Chief after completing intensive training. He continues his education pursuing a Business Administration degree while serving his country. Parker's military discipline and dealership expertise create a powerful combination for helping dealers optimize their F&I operations and reinsurance programs. His ability to understand both the technical aspects of reinsurance and the practical realities of selling protection products makes him an invaluable resource for dealership groups. Happily married to his high school sweetheart, Parker resides in Tappahannock, Virginia, where he balances military service, professional excellence, and family life.
Office Manager / Controller
Heather Spruill has been the operational backbone of DealerRE since 2013, bringing her MBA expertise to every aspect of client service and financial management. Her commitment to dealer success is evident from the first phone call, earning her the affectionate title of "Office Queen" among colleagues and clients. Heather ensures seamless administration of reinsurance programs, managing the complex financial details that allow dealers to focus on their core business. Her attention to detail and dedication to accuracy have made her indispensable to DealerRE's operations. Beyond her professional achievements, Heather is mother to two grown sons and actively volunteers with her husband Greg to serve the homeless and food insecure in their community. She enjoys regular trips to the Outer Banks for relaxation. Heather also serves as Recording Secretary for The VIADA Charity Fund, extending her commitment to service beyond DealerRE. Her combination of financial acumen, client dedication, and community involvement embodies the values that make DealerRE exceptional.
VP of Business Development
Kristi Cashman joined DealerRE with a proven track record of helping individuals and businesses reach their highest potential. Armed with a degree in Strategic Management and Marketing, Kristi understands the intricacies of optimizing business efficiency, productivity, and profitability—skills she applies daily to help dealership groups maximize their reinsurance opportunities. As author of two books, "Focus" and "You Are Perfect," Kristi brings thought leadership and strategic insight to every dealer relationship. Her expertise in business development has been instrumental in expanding DealerRE's reach nationwide while maintaining the personalized service that defines the company. Beyond her corporate achievements, Kristi is a dedicated wife and mother to five children. She regularly speaks at women's conferences and seminars, sharing her insights on business success and personal growth. Kristi's ability to identify opportunities, develop strategic plans, and execute profitable initiatives makes her an invaluable partner for dealership groups seeking to transform their F&I operations through reinsurance.
Account Manager
Brenda West brings over two decades of insurance industry expertise to DealerRE, combined with valuable experience as an F&I Manager at a highly successful dealership. This dual perspective—understanding both insurance mechanics and dealership operations—makes her exceptionally qualified to guide dealers through reinsurance implementation and ongoing account management. Brenda's financial background and frontline F&I experience allow her to anticipate dealer needs and provide practical solutions that drive profitability. Her deep knowledge of product structures, compliance requirements, and claims processes ensures dealers receive expert support throughout their reinsurance journey. Originally from Yorktown, Virginia, Brenda now resides in Locust Hill, Virginia. She is devoted to her two grown sons who remain central to her life. Brenda's combination of technical insurance knowledge, dealership experience, and genuine commitment to client success makes her an trusted advisor for dealership groups navigating the complexities of reinsurance programs.
A dealer protection plan is a reinsured F&I product that dealers sell to customers to protect against financial losses from various vehicle-related events. These include mechanical breakdowns (vehicle service contracts), total loss situations (GAP), insurance lapses (VSI/CPI), and specific damages like tire/wheel or windshield issues. When dealers establish their own reinsurance company through DealerRE's admin obligor program, they retain the underwriting profits instead of sending them to third-party providers, while customers receive the same or better protection backed by 'A' rated carriers. This transforms protection plans from expense items into profit centers.
Speak with our reinsurance experts to discover how much profit your dealership group could capture.
National Independent Automobile Dealers Association trusted partner
36 reviews from satisfied dealership clients
Industry leader since 1994
Schedule a complimentary business analysis to see exactly how much underwriting profit your group could capture through reinsured vehicle protection plans.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533