Transform your dealership's profitability with comprehensive F&I solutions designed specifically for independent dealers. DealerRE provides admin obligor reinsurance programs, customizable vehicle service contracts, GAP coverage, and specialty protection products that help you capture 100% of underwriting profits—money that traditionally goes to third-party companies. With 28 years of proven expertise, we deliver complete administration, compliance management, and Ritz-Carlton level service to maximize every deal while enhancing your customer experience.
Comprehensive reinsured F&I products designed to maximize dealer profitability while providing exceptional customer protection and peace of mind.
Reinsured extended warranties with customizable terms and coverage levels from 72-month exclusionary wraps to short-term powertrain contracts. Capture 100% of profits through dealer-owned reinsurance instead of sending them to third-party companies.
Deficiency balance waiver covering the difference between insurance settlement and loan balance in total loss situations. Includes 150% or 125% LTV coverage and up to $1000 deductible protection, backed by an 'A' rated carrier.
Reinsured waiver for BHPH dealers covering total debt owed in case of total loss. Less expensive than full coverage insurance, allowing customers to allocate funds toward payments while dealers capture premiums and reserve them for claims.
DealerRenew Certified includes 100+ point inspection and reinsured limited warranty with multiple term and coverage options. Dealers capture 100% of underwriting profit and pay claims directly through admin obligor programs.
InTire comprehensive coverage protecting against road hazards including nails, potholes, glass, and debris. Non-prorated coverage with 24/7 roadside service for tire and wheel-related emergencies at competitive pricing.
Force-placed insurance protecting creditor interest when customers fail to maintain required physical damage coverage. Reinsurable through dealer-owned companies to capture underwriting profits while fulfilling credit agreement requirements.
For nearly three decades, DealerRE has helped independent dealers establish and manage their own admin obligor reinsurance companies to replace third-party F&I products. Instead of sending profits to warranty and insurance companies, you capture 100% of underwriting gains through your own reinsurance entity—backed by 'A' rated insurers. From vehicle service contracts to GAP coverage, our full-service administration handles training, claims adjudication, compliance, performance analysis, and financials, allowing you to maximize every deal while improving customer satisfaction and building long-term wealth.
Join hundreds of successful dealers who have transformed their F&I programs with DealerRE's proven reinsurance solutions.
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great team, supper helpful!"
"We've done business with DealerRe for years and have been very happy with them!"
"Excellent customer service! The team is very professional."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great team, supper helpful!"
"We've done business with DealerRe for years and have been very happy with them!"
"Excellent customer service! The team is very professional."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great team, supper helpful!"
"We've done business with DealerRe for years and have been very happy with them!"
"Excellent customer service! The team is very professional."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
The gold standard in reinsurance for auto dealers nationwide.
Retain all underwriting profits through your own admin obligor reinsurance company instead of enriching third-party warranty and insurance providers.
We manage all legal forms, filings, tax returns, training, claims adjudication, compliance, and performance analysis—delivering Ritz-Carlton level service at every touchpoint.
Quick and easy reinsurance company establishment with transparent pricing. Invest your premiums for additional ROI without surprise charges eating into your profits.
Your admin obligor reinsurance company is backed by 'A' rated insurers, providing robust financial protection and peace of mind for you and your customers.
Three decades of reinsurance expertise serving independent dealers nationwide.
Founder
Tim Byrd started DealerRE in 1994 in Southeast Virginia and has been helping dealers to expand their F&I programs to be more efficient and profitable ever since. With nearly three decades of industry leadership, Tim pioneered the application of admin obligor reinsurance for independent and BHPH dealers, enabling them to capture profits previously lost to third-party companies. DealerRE is a family company that is built on the foundation of Jesus Christ and the word of God. Under Tim's guidance, DealerRE has grown to serve over 400 auto dealers coast to coast, with several clients achieving recognition as National Quality Dealer of the Year, NIADA Board Members, and State Quality Dealer of the Year. Tim's vision continues to drive the company's mission to serve and educate car dealers across the country to utilize reinsurance to be better dealers, better serve their customers, and improve their business and personal financial well-being.
President
Taylor Byrd is a frequent speaker at National and State Independent Dealer Association events and has been a guest on The Independent Dealer Podcast to discuss reinsurance and the opportunities that dealers have in opening their own reinsurance company. Taylor was a co-author in Race To The Finish Line: Creating Winning Relationships With Customers. As President of DealerRE, Taylor leads the company's strategic vision and client service initiatives, applying leadership skills honed during his service in the South Carolina Army National Guard as a Captain. Taylor formerly served in the South Carolina Army National Guard as a Captain and uses his Army leadership skills to help lead the DealerRE team. Above all, Taylor is a disciple of Jesus Christ and the great commission is his first mission. As Taylor says, DealerRE exists to have a positive impact on people, to shine the light of Christ on our clients, their customers, and our partners, and we just happen to do so through the vehicle of reinsurance.
Vice President of DealerRE
Before Parker began his career with DealerRE in 2018, he worked at two local dealerships as an F&I Manager as well as a Salesman. The experience he gained gives him the unique advantage of being able to relate to clients in today's modern dealership and understand their challenges firsthand. In 2015 Parker enlisted into the Army Reserves as a CH-47 Mechanic. After a year and a half of enlistment and education, he became a Crew-Chief on CH-47 Helicopters, bringing military precision and discipline to his dealership consulting work. He is now pursuing his degree in Business Administration. Parker's dual background in F&I operations and military service enables him to deliver practical, results-oriented solutions that help dealers maximize profitability while maintaining compliance. Parker is happily married to his high school sweetheart and resides in Tappahannock, Virginia.
Office Manager / Controller
Heather began her career with DealerRE in 2013 after earning her MBA in 2012. Her commitment to clients is evident from the minute she picks up the phone and has even earned her the title of Office Queen. As Office Manager and Controller, Heather oversees the financial administration and day-to-day operations that keep DealerRE's reinsurance programs running smoothly for hundreds of dealer clients nationwide. Her attention to detail ensures accurate financials, compliance reporting, and seamless coordination between dealers, insurers, and regulatory bodies. Heather is the mother of two grown boys. In their free time, she and her husband, Greg, volunteer with the homeless and food insecure, and enjoy trips to the Outer Banks. She holds office on The VIADA Charity Fund as Recording Secretary, demonstrating her commitment to giving back to the dealer community.
VP of Business Development
With a passion to see individuals and businesses reach their highest potential, Kristi Cashman came to DealerRE with proven talents to help people do just that. With a degree in Strategic Management and Marketing, Kristi understands what it takes for businesses to optimize their efficiency, productivity and profit potentials. As VP of Business Development, Kristi helps dealers across the country discover how admin obligor reinsurance can transform their F&I departments from cost centers into major profit generators. Kristi is the author of two books, Focus and You Are Perfect. She is a wife and mother to 5 fabulous kids. In her spare time, she speaks at women's conferences and seminars, bringing the same passion for transformation to her speaking engagements that she applies to helping dealers succeed.
Account Manager
Brenda West has over 20 years of experience in the insurance industry and also has a financial background working as F&I Manager at a very successful Dealership. This unique combination of insurance expertise and hands-on F&I experience makes Brenda an invaluable resource for DealerRE clients navigating the complexities of admin obligor reinsurance programs. As an Account Manager, Brenda provides ongoing support to dealers, helping them maximize their reinsurance profitability while ensuring compliance with regulatory requirements and best practices. Brenda grew up in Yorktown VA but now makes Locust Hill VA her home. Brenda has two grown sons that are a huge part of her life.
F&I stands for Finance and Insurance, the dealership department responsible for arranging vehicle financing and selling protection products like extended warranties, GAP coverage, and insurance. The F&I manager structures payment terms, secures lender approval, and presents ancillary products that protect both the customer's investment and the dealer's collateral. For independent dealers, F&I represents a critical profit center—especially when using admin obligor reinsurance to capture underwriting gains that traditionally go to third-party companies. Effective F&I operations increase per-vehicle profit, improve customer satisfaction through comprehensive protection offerings, and create recurring revenue streams.
Schedule a free consultation with our reinsurance experts to discover how much profit you're leaving on the table.
Active member and sponsor of the National Independent Automobile Dealers Association
Admin obligor programs backed by A-rated insurance carriers
Trusted reinsurance partner for independent dealers nationwide
Get a free dealership analysis and discover how much profit you're sending to third-party companies. Our reinsurance experts will show you exactly how admin obligor programs can transform your bottom line.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533