Transform your dealership's profitability with comprehensive F&I solutions designed specifically for independent dealers. DealerRE provides admin obligor reinsurance programs, customizable vehicle service contracts, GAP coverage, and specialty protection products that help you capture 100% of underwriting profits—money that traditionally goes to third-party companies. With 28 years of proven expertise, we deliver complete administration, compliance management, and Ritz-Carlton level service to maximize every deal while enhancing your customer experience.
Comprehensive reinsured F&I products designed to maximize dealer profitability while providing exceptional customer protection and peace of mind.
Reinsured extended warranties with customizable terms and coverage levels from 72-month exclusionary wraps to short-term powertrain contracts. Capture 100% of profits through dealer-owned reinsurance instead of sending them to third-party companies.
Deficiency balance waiver covering the difference between insurance settlement and loan balance in total loss situations. Includes 150% or 125% LTV coverage and up to $1000 deductible protection, backed by an 'A' rated carrier.
Reinsured waiver for BHPH dealers covering total debt owed in case of total loss. Less expensive than full coverage insurance, allowing customers to allocate funds toward payments while dealers capture premiums and reserve them for claims.
DealerRenew Certified includes 100+ point inspection and reinsured limited warranty with multiple term and coverage options. Dealers capture 100% of underwriting profit and pay claims directly through admin obligor programs.
InTire comprehensive coverage protecting against road hazards including nails, potholes, glass, and debris. Non-prorated coverage with 24/7 roadside service for tire and wheel-related emergencies at competitive pricing.
Force-placed insurance protecting creditor interest when customers fail to maintain required physical damage coverage. Reinsurable through dealer-owned companies to capture underwriting profits while fulfilling credit agreement requirements.
For nearly three decades, DealerRE has helped independent dealers establish and manage their own admin obligor reinsurance companies to replace third-party F&I products. Instead of sending profits to warranty and insurance companies, you capture 100% of underwriting gains through your own reinsurance entity—backed by 'A' rated insurers. From vehicle service contracts to GAP coverage, our full-service administration handles training, claims adjudication, compliance, performance analysis, and financials, allowing you to maximize every deal while improving customer satisfaction and building long-term wealth.
Join hundreds of successful dealers who have transformed their F&I programs with DealerRE's proven reinsurance solutions.
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"Great team, supper helpful!"
"We've done business with DealerRe for years and have been very happy with them!"
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"Great team, supper helpful!"
"We've done business with DealerRe for years and have been very happy with them!"
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"Great team, supper helpful!"
"We've done business with DealerRe for years and have been very happy with them!"
The gold standard in reinsurance for auto dealers nationwide.
Retain all underwriting profits through your own admin obligor reinsurance company instead of enriching third-party warranty and insurance providers.
We manage all legal forms, filings, tax returns, training, claims adjudication, compliance, and performance analysis—delivering Ritz-Carlton level service at every touchpoint.
Quick and easy reinsurance company establishment with transparent pricing. Invest your premiums for additional ROI without surprise charges eating into your profits.
Your admin obligor reinsurance company is backed by 'A' rated insurers, providing robust financial protection and peace of mind for you and your customers.
Three decades of reinsurance expertise serving independent dealers nationwide.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through dealer-owned reinsurance. His experience spans program structure, profitability strategy, and long-term dealer support, giving clients practical guidance rooted in real industry knowledge. Tim's leadership helped establish DealerRE as a trusted resource for dealerships seeking to retain underwriting profits instead of relying on third-party product providers. As the company's founder, he has remained focused on helping dealers improve efficiency, strengthen customer offerings, and create sustainable financial advantages through well-managed reinsurance programs.
President
Taylor Byrd serves as President of DealerRE and helps dealerships understand the strategic value of opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer events, he brings a strong educational approach to dealer partnerships and is known for making complex reinsurance concepts practical and actionable. Taylor has also appeared on industry podcasts to discuss dealer-owned reinsurance opportunities and how dealers can improve profitability through smarter F&I structures. His leadership combines industry insight, communication, and a commitment to helping clients build programs that support both operational performance and long-term growth.
Vice President of DealerRE
Parker Byrd brings dealership-side experience to his role as Vice President of DealerRE, having previously worked as both an F&I Manager and Salesman at local dealerships. That firsthand background helps him relate directly to dealer clients and understand the day-to-day realities of presenting products, managing profitability, and improving customer experience. Since joining DealerRE, Parker has helped support reinsurance programs with a practical perspective shaped by real showroom and finance office experience. His ability to connect operational dealership needs with long-term reinsurance strategy makes him a valuable resource for clients looking to strengthen ancillary product performance and retain more F&I income.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and operational administration. As Office Manager and Controller, she helps ensure dealers receive responsive communication, organized program support, and dependable back-office coordination. Her commitment to service is reflected in the consistency and professionalism clients experience throughout their relationship with DealerRE. Heather's administrative leadership supports the company's full-service model, helping dealerships stay focused on growth while DealerRE assists with the details that keep reinsurance programs running smoothly and efficiently.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify opportunities to improve efficiency, productivity, and profit potential through smarter reinsurance strategies. With a background in strategic management and marketing, she brings a growth-focused perspective to dealer relationships and program development. Kristi works closely with clients to align business goals with practical F&I solutions that support stronger performance over time. Her ability to combine strategic thinking with client-centered communication makes her an important part of DealerRE's mission to help dealers build more valuable, better-managed reinsurance programs.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance operations and dealership profitability. That combination helps her support clients with practical insight into how reinsurance programs fit into everyday F&I performance. Brenda's experience allows her to communicate clearly with dealers, anticipate common concerns, and help maintain the responsive service DealerRE is known for across its nationwide client base.
F&I stands for Finance and Insurance, the dealership department responsible for arranging vehicle financing and selling protection products like extended warranties, GAP coverage, and insurance. The F&I manager structures payment terms, secures lender approval, and presents ancillary products that protect both the customer's investment and the dealer's collateral. For independent dealers, F&I represents a critical profit center—especially when using admin obligor reinsurance to capture underwriting gains that traditionally go to third-party companies. Effective F&I operations increase per-vehicle profit, improve customer satisfaction through comprehensive protection offerings, and create recurring revenue streams.
Schedule a free consultation with our reinsurance experts to discover how much profit you're leaving on the table.
Active member and sponsor of the National Independent Automobile Dealers Association
Admin obligor programs backed by A-rated insurance carriers
Trusted reinsurance partner for independent dealers nationwide
Get a free dealership analysis and discover how much profit you're sending to third-party companies. Our reinsurance experts will show you exactly how admin obligor programs can transform your bottom line.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.