DealerRE helps dealerships retain underwriting income, replace third-party product leakage, and build stronger long-term F&I performance through dealer-owned reinsurance. Since 1994, our team has guided franchise, independent, and BHPH dealers nationwide with compliant program structures, hands-on training, and full-service administration designed to maximize each deal and improve portfolio profitability.
Dealer-owned reinsurance solutions that help dealerships retain underwriting profits across core F&I and ancillary products.
Reinsure VSCs through your own dealer-owned reinsurance company so underwriting profits stay with your dealership instead of a third-party provider. This structure supports stronger per-deal profitability, better ownership experience control, and long-term income retention.
DealerRE helps dealerships reinsure Guaranteed Asset Protection programs in a tax-advantaged captive structure. Dealers can retain underwriting profits while offering flexible coverage options such as LTV tiers, deductible benefits, and added assistance features.
Create a dealer-owned reinsurance structure for limited mechanical breakdown warranties and keep more profit in-house. This approach helps differentiate your dealership, manage claims experience, and strengthen customer retention after the sale.
Reinsure tire and wheel protection as an ancillary F&I product and capture underwriting income on each contract sold. Coverage against common road hazards adds customer value while improving dealership profit participation.
Retain profits from theft prevention products like window etching and anti-theft labeling by placing them into your dealer-owned reinsurance company. These products can stand alone or be bundled within a broader F&I strategy.
DealerRE supports BHPH dealers with reinsurance structures for DCC, CPI, and VSI programs. These solutions help reduce uninsured collateral losses, protect receivables, and improve portfolio performance while keeping underwriting gains in-house.
F&I reinsurance gives dealerships a smarter way to participate in the profitability of products they already sell. Instead of sending underwriting income to outside providers, your dealership can build a compliant dealer-owned reinsurance company that supports tax planning, claims control, stronger customer offerings, and long-term wealth creation. DealerRE combines decades of experience with training, administration, and reporting to help dealers nationwide implement programs that are practical, efficient, and built for sustained profit growth.
See why dealerships nationwide rely on DealerRE to improve F&I performance and retain more underwriting profit.
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
Dealers choose DealerRE for experienced guidance, full-service support, and profit-focused program design.
Trusted since 1994, DealerRE brings decades of reinsurance knowledge to dealership profit strategy.
We manage forms, filings, renewals, tax returns, reporting, and administration for your program.
Your team receives onboarding, F&I training, and practical support to improve product performance.
From independent stores to BHPH operations, DealerRE supports dealerships coast to coast.
Experienced leaders focused on dealership profitability.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through dealer-owned reinsurance. His experience spans program structure, profitability strategy, and long-term dealer support, giving clients practical guidance rooted in real industry knowledge. Tim's leadership helped establish DealerRE as a trusted resource for dealerships seeking to retain underwriting profits instead of relying on third-party product providers. As the company's founder, he has remained focused on helping dealers improve efficiency, strengthen customer offerings, and create sustainable financial advantages through well-managed reinsurance programs.
President
Taylor Byrd serves as President of DealerRE and helps dealerships understand the strategic value of opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer events, he brings a strong educational approach to dealer partnerships and is known for making complex reinsurance concepts practical and actionable. Taylor has also appeared on industry podcasts to discuss dealer-owned reinsurance opportunities and how dealers can improve profitability through smarter F&I structures. His leadership combines industry insight, communication, and a commitment to helping clients build programs that support both operational performance and long-term growth.
Vice President of DealerRE
Parker Byrd brings dealership-side experience to his role as Vice President of DealerRE, having previously worked as both an F&I Manager and Salesman at local dealerships. That firsthand background helps him relate directly to dealer clients and understand the day-to-day realities of presenting products, managing profitability, and improving customer experience. Since joining DealerRE, Parker has helped support reinsurance programs with a practical perspective shaped by real showroom and finance office experience. His ability to connect operational dealership needs with long-term reinsurance strategy makes him a valuable resource for clients looking to strengthen ancillary product performance and retain more F&I income.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and operational administration. As Office Manager and Controller, she helps ensure dealers receive responsive communication, organized program support, and dependable back-office coordination. Her commitment to service is reflected in the consistency and professionalism clients experience throughout their relationship with DealerRE. Heather's administrative leadership supports the company's full-service model, helping dealerships stay focused on growth while DealerRE assists with the details that keep reinsurance programs running smoothly and efficiently.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify opportunities to improve efficiency, productivity, and profit potential through smarter reinsurance strategies. With a background in strategic management and marketing, she brings a growth-focused perspective to dealer relationships and program development. Kristi works closely with clients to align business goals with practical F&I solutions that support stronger performance over time. Her ability to combine strategic thinking with client-centered communication makes her an important part of DealerRE's mission to help dealers build more valuable, better-managed reinsurance programs.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance operations and dealership profitability. That combination helps her support clients with practical insight into how reinsurance programs fit into everyday F&I performance. Brenda's experience allows her to communicate clearly with dealers, anticipate common concerns, and help maintain the responsive service DealerRE is known for across its nationwide client base.
Reinsurance is a structure that allows a dealership to participate in the underwriting profits of F&I products it sells through its own dealer-owned reinsurance company. Instead of sending those profits to a third-party provider, the dealer retains them in a compliant, tax-advantaged arrangement while still supporting claims, administration, and long-term program performance.
Speak with our team about your dealership goals.
Active industry member and sponsor.
Decades of reinsurance experience.
Based on 36 Google reviews.
Tell us about your dealership, current products, and goals. Our team will review your opportunities and explain how a dealer-owned reinsurance structure can support stronger profitability, compliance, and long-term growth.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.