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5 (36 Reviews)

Vehicle Service Contract Reinsurance Program

DealerRE helps auto dealers turn vehicle service contracts into a stronger profit center through dealer-owned reinsurance. Instead of sending underwriting income to third-party providers, your dealership can retain more value, gain greater control over claims experience, and build a tax-advantaged F&I strategy backed by decades of industry guidance.

Auto dealer reviewing vehicle service contract reinsurance options

Our Vehicle Service Contract Reinsurance Services

Explore dealer-focused reinsurance solutions that help retain underwriting profits and strengthen your F&I portfolio.

Vehicle Service Contracts

Reinsure VSCs through your own dealer-owned reinsurance company to retain underwriting profits, improve per-deal F&I performance, and create more control over the ownership experience instead of relying on third-party providers.

Limited Warranties

Build a customizable limited warranty reinsurance structure that helps your dealership keep more profit in-house while managing claims experience and differentiating your store from competing dealers.

Certified Pre-Owned

Launch a reinsured CPO program with inspection standards and flexible warranty terms, allowing your dealership to offer branded certified coverage while retaining underwriting income.

GAP Reinsurance

Retain profits from GAP products in a tax-advantaged captive structure with configurable coverage options that support stronger F&I income and better product ownership.

Tire & Wheel

Add reinsurable tire and wheel protection to your F&I lineup so your dealership can capture ancillary product profits while offering practical road hazard coverage.

Windshield Repair

Offer reinsurable windshield repair coverage as an ancillary F&I product that helps preserve customer value while keeping underwriting gains within your dealership-owned structure.

Dealer-Owned Advantage

Keep More VSC Profit In-House

DealerRE's Vehicle Service Contract Reinsurance Program helps dealerships replace outside dependency with a dealer-owned structure built for profit retention, claims oversight, and long-term F&I growth. With support spanning setup, administration, compliance, reporting, and staff training, dealers gain a practical path to capturing underwriting income while improving customer experience and strengthening dealership value over time.

Dealer analyzing VSC reinsurance performance reports
Trusted By Dealers

Success Stories

See how dealers use reinsurance to improve profitability, control, and customer retention.

"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."

Brit Global Motor Company
Brit Global Motor Company

"We've been very pleased with our relationship with DealerRE and assured vehicle protection."

Rob & Dale Fisher

"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."

Morgan County Motors
Morgan County Motors

"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."

Gordon Tormohlen
Gordon Tormohlen

"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."

Larry Gaertner
Larry Gaertner

"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."

Greg Harber
Greg Harber

"Excellent customer service! The team is very professional."

Leyla Quliyeva
Leyla Quliyeva

"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"

Jeremys Auto Sales
Jeremys Auto Sales

"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"

anthony rose
anthony rose

"The program that they put together is just perfect for our organization!"

Andrew Wiley

"We've done business with DealerRe for years and have been very happy with them!"

Jay Ware
Jay Ware

"Excellent team of reinsurance professionals! has been a pleasure to work with"

D Anthony Jackson
D Anthony Jackson

"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."

Brett Abernathy
Brett Abernathy

"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"

Daniel Orozco
Daniel Orozco

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers

"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."

Brit Global Motor Company
Brit Global Motor Company

"We've been very pleased with our relationship with DealerRE and assured vehicle protection."

Rob & Dale Fisher

"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."

Morgan County Motors
Morgan County Motors

"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."

Gordon Tormohlen
Gordon Tormohlen

"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."

Larry Gaertner
Larry Gaertner

"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."

Greg Harber
Greg Harber

"Excellent customer service! The team is very professional."

Leyla Quliyeva
Leyla Quliyeva

"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"

Jeremys Auto Sales
Jeremys Auto Sales

"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"

anthony rose
anthony rose

"The program that they put together is just perfect for our organization!"

Andrew Wiley

"We've done business with DealerRe for years and have been very happy with them!"

Jay Ware
Jay Ware

"Excellent team of reinsurance professionals! has been a pleasure to work with"

D Anthony Jackson
D Anthony Jackson

"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."

Brett Abernathy
Brett Abernathy

"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"

Daniel Orozco
Daniel Orozco

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers

"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."

Brit Global Motor Company
Brit Global Motor Company

"We've been very pleased with our relationship with DealerRE and assured vehicle protection."

Rob & Dale Fisher

"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."

Morgan County Motors
Morgan County Motors

"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."

Gordon Tormohlen
Gordon Tormohlen

"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."

Larry Gaertner
Larry Gaertner

"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."

Greg Harber
Greg Harber

"Excellent customer service! The team is very professional."

Leyla Quliyeva
Leyla Quliyeva

"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"

Jeremys Auto Sales
Jeremys Auto Sales

"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"

anthony rose
anthony rose

"The program that they put together is just perfect for our organization!"

Andrew Wiley

"We've done business with DealerRe for years and have been very happy with them!"

Jay Ware
Jay Ware

"Excellent team of reinsurance professionals! has been a pleasure to work with"

D Anthony Jackson
D Anthony Jackson

"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."

Brett Abernathy
Brett Abernathy

"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"

Daniel Orozco
Daniel Orozco

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers
The DealerRE Difference

Why Choose DealerRE?

Dealers choose DealerRE for experience, structure, and hands-on support.

Proven Experience

Founded in 1994, DealerRE brings decades of reinsurance guidance for auto dealers.

Full Administration

DealerRE manages legal forms, filings, tax returns, renewals, reporting, and bookkeeping support.

Dealer Training

Staff onboarding, F&I training classes, and menu support help improve program adoption.

Nationwide Reach

Serving dealers coast to coast, DealerRE supports franchise, independent, and BHPH operations.

Meet The DealerRE Team

Experienced professionals guiding dealer-owned reinsurance growth.

Tim Byrd

Founder

Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through reinsurance. Based in Southeast Virginia, he has guided dealers in creating structures that improve efficiency, retain underwriting profits, and support long-term business growth. His experience spans dealer-owned reinsurance strategy, program development, and practical dealership consulting. Tim's leadership helped establish DealerRE as a trusted resource for dealers seeking more control over vehicle service contracts and related products. As the founder of a family company, he has shaped the organization around service, education, and lasting client relationships, with a focus on helping dealers operate more successfully while better serving their customers.

Taylor Byrd

President

Taylor Byrd serves as President of DealerRE and helps dealers understand the strategic value of opening and operating their own reinsurance company. He is a frequent speaker at national and state independent dealer association events and has shared insights on reinsurance opportunities through industry appearances and educational discussions. Taylor combines leadership experience, dealership-focused communication, and a strong understanding of F&I profitability to help clients evaluate and implement dealer-owned programs. His work supports dealers looking to retain more underwriting income, improve customer relationships, and build scalable profit centers around vehicle service contracts and related products. He plays a key role in DealerRE's mission to educate, guide, and support dealers nationwide.

Parker Byrd

Vice President of DealerRE

Parker Byrd brings direct dealership experience to his role as Vice President of DealerRE. Before joining the company, he worked at two local dealerships as both an F&I Manager and Salesman, giving him practical insight into the daily realities dealers face when presenting products, structuring deals, and improving profitability. That background helps him relate closely to modern dealership operations and client goals. Since joining DealerRE, Parker has supported dealers in understanding how reinsurance programs can strengthen F&I performance and create more control over product outcomes. His combination of dealership knowledge, operational perspective, and client-focused guidance makes him a valuable resource for stores evaluating vehicle service contract reinsurance and broader dealer-owned program opportunities.

Frequently Asked Questions

What does VSC insurance cover?

A vehicle service contract typically covers specified mechanical and electrical breakdowns that occur after the manufacturer's warranty period or outside its scope. Coverage often includes major components such as the engine, transmission, drivetrain, and other listed systems, depending on the contract terms. In DealerRE's model, the focus is not selling the contract to consumers directly, but helping dealers reinsure these products so they can retain underwriting profits and manage the ownership experience more effectively.

What is a vehicle service contract reinsurance program?

Who is this program designed for?

How does a dealer make money with VSC reinsurance?

Does DealerRE handle setup and administration?

Can this program work alongside other F&I products?

How long does it take to get started?

Does DealerRE serve dealerships nationwide?

Still Have Questions About Reinsurance?

Talk with DealerRE about your dealership's VSC opportunities.

Areas We Serve

DealerRE supports dealerships nationwide with reinsurance guidance, onboarding, and ongoing administrative support.

Nationwide

Service Reach

Mon-Fri 9AM-5PM

Business Hours

400+ Dealers

Dealer Support

Need Coverage In Your Market?

Ask if DealerRE can support your dealership model.

Trusted & Proven

Awards and Recognition

NIADA membership logo

NIADA Member

Active industry association member and sponsor.

28 years of proven success badge

28 Years Success

Longstanding experience in dealer reinsurance.

5-star rating badge

5-Star Google Rating

Strong client satisfaction and trust.

Build A Smarter VSC Profit Strategy

Connect with DealerRE to discuss your dealership goals, current F&I setup, and how a vehicle service contract reinsurance program can be structured for long-term profitability.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (804) 824-9533