Vehicle Service Contracts
Reinsure VSCs through your own dealer-owned company to retain underwriting profits, improve ownership experience, and increase per-deal F&I income instead of sending margin to third-party providers.
Build a dealer-owned reinsurance program with guidance from DealerRE, a firm that has helped auto dealers since 1994. From setup and compliance to training and ongoing administration, this turnkey approach helps dealerships retain underwriting profits, improve F&I performance, and gain more control over claims, reporting, and long-term profitability.
Comprehensive dealer-owned reinsurance solutions built to improve F&I profit retention, control, and long-term program performance.
Reinsure VSCs through your own dealer-owned company to retain underwriting profits, improve ownership experience, and increase per-deal F&I income instead of sending margin to third-party providers.
Structure dealer-owned GAP reinsurance programs that help retain profits on a core F&I product while offering flexible coverage options and tax-advantaged captive participation.
Create customizable limited warranty programs backed by your own reinsurance company, giving your dealership more control over claims experience, differentiation, and profit retention.
Enable BHPH dealers to reinsure debt cancellation coverage, reduce write-offs after total losses, and keep underwriting profits within a dealer-owned structure.
Reinsure vendor single interest coverage to protect lender interests, offset uninsured collateral losses, and retain profits that would otherwise go to outside providers.
Support BHPH dealers and lenders with collateral protection insurance reinsurance designed to reduce uninsured collateral exposure and strengthen portfolio performance.
DealerRE starts by reviewing your current F&I products, profit opportunities, and operational goals. This analysis helps identify which reinsurance structure and product mix best fit your dealership model, whether franchise, independent, or BHPH.
See how dealerships use reinsurance to improve F&I profitability and operational control.
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Excellent customer service! The team is very professional."
"The program that they put together is just perfect for our organization!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Excellent customer service! The team is very professional."
"The program that they put together is just perfect for our organization!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Excellent customer service! The team is very professional."
"The program that they put together is just perfect for our organization!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
Dealers choose DealerRE for experienced guidance, full-service administration, and long-term program support.
Serving dealers since 1994 with decades of reinsurance expertise and practical dealership insight.
DealerRE manages setup, filings, renewals, tax returns, and administration from start to finish.
Onboarding, F&I classes, and sales tools help your staff execute the program effectively.
Supporting franchise, independent, and BHPH dealers coast to coast with consistent service.
Experienced professionals focused on dealer profitability and support.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I operations through reinsurance. Based from Southeast Virginia, he launched the company with a long-term commitment to educating dealers and creating practical programs that improve efficiency, profitability, and customer experience. His leadership helped shape DealerRE into a nationwide resource for franchise, independent, and BHPH dealerships seeking dealer-owned reinsurance solutions. Tim's experience gives clients a seasoned perspective on program structure, underwriting profit retention, and operational support. As the founder of a family company, he has remained focused on service, consistency, and helping dealers create sustainable financial advantages through well-managed reinsurance programs.
President
Taylor Byrd serves as President of DealerRE and helps dealers understand how reinsurance can strengthen profitability, control, and long-term business value. He is a frequent speaker at national and state independent dealer association events and has discussed reinsurance opportunities on The Independent Dealer Podcast. Taylor also co-authored a book focused on building winning customer relationships, reflecting his emphasis on education and strategic growth. His background as a former Captain in the South Carolina Army National Guard informs his leadership style, bringing discipline, clarity, and accountability to the DealerRE team. He works closely with dealers to translate complex reinsurance concepts into practical, actionable programs that support stronger F&I performance and better dealership outcomes.
Vice President of DealerRE
Parker Byrd brings direct dealership experience to his role as Vice President of DealerRE. Before joining the company in 2018, he worked at two local dealerships as both an F&I Manager and Salesman, giving him firsthand understanding of the pressures, opportunities, and day-to-day realities dealers face. That background helps him connect with clients and recommend reinsurance strategies that fit modern dealership operations. Parker also served in the Army Reserves as a CH-47 mechanic and later became a Crew-Chief, experience that reflects his disciplined, hands-on approach to leadership and execution. He supports dealers with practical insight into F&I performance, staff adoption, and program implementation, helping clients turn reinsurance from a concept into a working profit center.
Office Manager / Controller
Heather Spruill joined DealerRE in 2013 after earning her MBA and has become a key part of the company's operational and financial support structure. As Office Manager and Controller, she helps ensure clients receive responsive communication and organized administrative support throughout the life of their programs. Her attention to detail and commitment to service strengthen the day-to-day experience for dealers working with DealerRE on setup, reporting, and ongoing administration. Heather is also active in community service and holds office with the VIADA Charity Fund as Recording Secretary, reflecting her strong sense of responsibility and involvement. Her blend of financial knowledge, client care, and operational consistency helps support the turnkey experience DealerRE provides to dealerships nationwide.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps DealerRE clients identify ways to improve efficiency, productivity, and profit potential through better program strategy. With a background in Strategic Management and Marketing, she brings a growth-focused perspective to dealership development and client relationships. Kristi works to help dealers understand the broader business value of reinsurance, not just as an F&I tool, but as a long-term financial strategy. Her experience as an author and speaker also supports her ability to communicate complex ideas clearly and persuasively. At DealerRE, she contributes to outreach, education, and relationship-building efforts that help dealerships move forward with confidence and a clearer path to stronger retained profits.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a valuable dual perspective on both insurance operations and dealership performance. That combination helps her support clients with practical insight into program administration, product understanding, and day-to-day account needs. Brenda's experience allows her to relate closely to dealers and understand the operational realities behind F&I decisions. Her long-standing industry knowledge and client-focused approach make her a dependable resource for dealerships looking to implement and maintain reinsurance programs with greater clarity, responsiveness, and confidence.
Turnkey reinsurance is a done-for-you approach that helps a dealership establish and operate its own dealer-owned reinsurance company. Instead of piecing together legal, administrative, training, and product support from multiple vendors, the provider handles setup, filings, compliance support, onboarding, claims administration, reporting, and ongoing program management under one coordinated structure.
Speak with our team about setup, products, and dealer fit.
DealerRE supports dealerships across the country with turnkey reinsurance guidance, administration, and long-term program management.
Nationwide
Service Reach
Since 1994
Founded
400+ Dealers
Dealers Helped
We work with dealers across the country.
National dealer association membership and sponsorship.
Active involvement across multiple state associations.
Backed by strong client review performance.
Connect with DealerRE to discuss your dealership model, product mix, and the steps needed to launch a turnkey reinsurance program.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533