CPI Reinsurance
Establish a dealer-owned CPI reinsurance structure that protects the creditor's interest when borrowers fail to maintain required insurance while helping retain underwriting profits and reduce uninsured collateral losses.
Build a dealer-owned Collateral Protection Insurance (CPI) reinsurance program that helps protect uninsured collateral, reduce portfolio losses, and retain underwriting profits in-house. DealerRE guides BHPH dealers and lenders through setup, administration, training, and ongoing support so your CPI strategy strengthens both risk management and long-term profitability.
Dealer-owned reinsurance solutions built to protect collateral, retain profits, and support stronger portfolio performance.
Establish a dealer-owned CPI reinsurance structure that protects the creditor's interest when borrowers fail to maintain required insurance while helping retain underwriting profits and reduce uninsured collateral losses.
Add Vendor Single Interest coverage to protect against uninsured damage, repossession-related losses, towing, storage, and skip tracing expenses within a dealer or lender reinsurance strategy.
Reinsure Debt Cancellation Coverage to help offset total-loss debt exposure, reduce write-offs, and create a smoother path to placing customers back into another vehicle.
DealerRE starts by evaluating your dealership or lending operation, current insurance requirements, portfolio risk, and F&I opportunities to determine whether a CPI reinsurance structure aligns with your business goals.
See how dealer-focused reinsurance strategies help improve profitability, control risk, and support long-term growth.
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"The program that they put together is just perfect for our organization!"
"We've done business with DealerRe for years and have been very happy with them!"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Excellent customer service! The team is very professional."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"The program that they put together is just perfect for our organization!"
"We've done business with DealerRe for years and have been very happy with them!"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Excellent customer service! The team is very professional."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"The program that they put together is just perfect for our organization!"
"We've done business with DealerRe for years and have been very happy with them!"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Excellent customer service! The team is very professional."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
DealerRE combines deep reinsurance experience with hands-on support for dealers and lenders.
Founded in 1994, DealerRE brings decades of reinsurance guidance to dealer-owned CPI programs.
We manage filings, renewals, tax returns, bookkeeping, claims support, and performance reporting.
Your staff receives onboarding and F&I training to present CPI programs clearly and consistently.
DealerRE has helped over 400 auto dealers retain profits and strengthen program performance.
Experienced leaders focused on dealer reinsurance success.
Founder
Tim Byrd founded DealerRE in 1994 in Southeast Virginia and has spent decades helping dealers build stronger, more profitable F&I operations through reinsurance. His background centers on guiding dealer principals toward practical structures that improve efficiency, retain underwriting profits, and support long-term business growth. Under his leadership, DealerRE developed a reputation for hands-on service, education, and disciplined program management. Tim's approach emphasizes partnership, clear communication, and helping clients understand how dealer-owned reinsurance can become a meaningful financial asset rather than simply another vendor expense.
President
Taylor Byrd serves as President of DealerRE and helps dealers understand the strategic value of opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer association events, he is known for educating dealer principals on profit retention, program structure, and long-term opportunity. Taylor has also appeared on industry podcasts and co-authored business-focused work on customer relationships. His leadership blends industry knowledge, communication skills, and a practical understanding of how reinsurance programs can support dealership growth, operational control, and stronger financial outcomes.
Vice President of DealerRE
Parker Byrd brings direct dealership experience to his role as Vice President of DealerRE. Before joining the company in 2018, he worked at local dealerships as both an F&I Manager and Salesman, giving him firsthand insight into the daily realities dealers face. That background helps him connect reinsurance strategy to real-world dealership operations, sales processes, and customer interactions. Parker supports clients with a practical perspective on how programs are implemented, explained, and managed inside the store. His combination of field experience and leadership makes him a valuable resource for dealers seeking workable, profit-focused reinsurance solutions.
Office Manager / Controller
Heather Spruill has been part of DealerRE since 2013 and plays a key role in keeping operations organized, responsive, and client-focused. With an MBA and a strong commitment to service, she supports the administrative and financial side of the business so dealers receive timely communication and dependable follow-through. Her work helps ensure that internal processes, client support, and day-to-day coordination run smoothly. Heather's attention to detail and steady client care contribute to the high-touch experience DealerRE is known for, especially for dealers navigating complex reinsurance administration and ongoing program management.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps DealerRE clients identify ways to improve efficiency, productivity, and profitability through better program strategy. With a background in Strategic Management and Marketing, she brings a growth-oriented perspective to dealer relationships and business planning. Kristi focuses on helping clients understand where reinsurance can create stronger financial performance and a better ownership experience. Her ability to connect business development with practical operational goals makes her an important part of DealerRE's consultative approach to serving dealerships nationwide.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance operations and dealership realities. That combination helps her support clients with practical insight, responsive communication, and a clear grasp of how reinsurance programs affect day-to-day business performance. Brenda's experience makes her a trusted point of contact for dealers seeking knowledgeable support as they manage and grow their programs.
A CPI program is a Collateral Protection Insurance structure used when a borrower fails to maintain the required physical damage insurance on a financed vehicle. In a dealer-owned reinsurance model, the dealer or lender reinsures that CPI risk through its own company, helping protect collateral value while retaining underwriting profits that would otherwise go to a third-party provider.
Talk with our team about structure, setup, and profitability.
DealerRE supports dealers and lenders across the country with reinsurance guidance, administration, and ongoing program management.
Nationwide
Service Reach
28 Years
Years Proven
400+ Clients
Dealers Served
We work with dealers and lenders across the country.
Active industry member and sponsor.
Decades of proven reinsurance experience.
Backed by strong client reviews.
Connect with DealerRE to discuss your portfolio, program goals, and the steps to launch a dealer-owned CPI reinsurance structure.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533