Vehicle Service Contracts
Reinsure VSCs through your own dealer-owned company to retain underwriting profits, improve ownership experience, and reduce reliance on third-party warranty providers.
DealerRE helps auto dealers structure dealer-owned reinsurance programs that keep underwriting profits in-house instead of sending them to third parties. Backed by decades of experience from Southeast Virginia and serving dealers nationwide, the team supports profitable F&I growth, stronger claims control, and compliant program administration for independent, franchise, and BHPH operations.
Explore dealer-focused reinsurance programs built to retain profits, improve control, and strengthen long-term F&I performance.
Reinsure VSCs through your own dealer-owned company to retain underwriting profits, improve ownership experience, and reduce reliance on third-party warranty providers.
Structure Guaranteed Asset Protection programs inside your captive so your dealership keeps more F&I income while offering flexible coverage options.
Create reinsured limited warranty programs that help differentiate your dealership, control claims experience, and capture profits often lost to outside administrators.
Help BHPH dealers reinsure Debt Cancellation Coverage to reduce write-offs, protect receivables after total losses, and keep customers moving into replacement vehicles.
Reinsure Vendor Single Interest coverage to protect lender interests, offset uninsured collateral losses, and retain underwriting income within your organization.
Build Collateral Protection Insurance reinsurance structures for BHPH dealers and lenders seeking stronger portfolio protection and improved profit retention.
NCFC reinsurance gives auto dealers a smarter way to participate in the profitability of their F&I products through a dealer-owned structure. DealerRE helps clients replace dependence on outside providers with programs designed for stronger control, compliant administration, and long-term financial benefit. From Southeast Virginia roots to nationwide dealer support, the focus stays on practical guidance, transparent setup, and measurable performance.
See how dealers use reinsurance to improve profitability, control, and long-term F&I performance.
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Excellent customer service! The team is very professional."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"We've done business with DealerRe for years and have been very happy with them!"
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Excellent customer service! The team is very professional."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"We've done business with DealerRe for years and have been very happy with them!"
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Excellent customer service! The team is very professional."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"We've done business with DealerRe for years and have been very happy with them!"
"Excellent team of reinsurance professionals! has been a pleasure to work with"
Dealers choose DealerRE for experience, administration support, and a partnership built around long-term profitability.
Founded in 1994, DealerRE brings decades of reinsurance guidance for independent, franchise, and BHPH dealers.
The team manages legal forms, filings, tax returns, renewals, reporting, and bookkeeping for smoother operations.
From Southeast Virginia to dealers coast to coast, DealerRE supports programs with responsive training and service.
Onboarding, F&I classes, and menu support help dealership teams improve execution and customer experience.
Experienced advisors serving dealers with practical reinsurance guidance.
Founder
Tim Byrd founded DealerRE in 1994 in Southeast Virginia and has spent decades helping dealers build more efficient and profitable F&I operations through reinsurance. His long-term perspective gives clients confidence when evaluating dealer-owned structures, profit retention opportunities, and program design. Tim's leadership helped shape DealerRE into a family company known for practical guidance, relationship-driven service, and a commitment to helping dealers strengthen both customer experience and financial performance. His work has centered on educating dealers about how reinsurance can support sustainable growth rather than simply outsourcing profits to third-party providers. That foundation continues to influence the company's consultative approach today.
President
Taylor Byrd serves as President of DealerRE and is a recognized voice in dealer reinsurance education. He frequently speaks at national and state independent dealer association events and has appeared on The Independent Dealer Podcast to discuss reinsurance opportunities for dealerships. Taylor also co-authored a book focused on building winning customer relationships, reflecting his emphasis on both profitability and client experience. His leadership combines strategic industry knowledge with a disciplined, service-oriented mindset shaped by his prior role as a Captain in the South Carolina Army National Guard. At DealerRE, he helps guide dealers through the structure, purpose, and long-term value of owning their own reinsurance company.
Vice President of DealerRE
Parker Byrd brings direct dealership experience to his role as Vice President of DealerRE. Before joining the company in 2018, he worked at two local dealerships as both an F&I Manager and Salesman, giving him firsthand insight into the pressures and opportunities dealers face every day. That background helps him connect reinsurance strategy to real-world dealership operations, sales processes, and customer interactions. Parker also served in the Army Reserves as a CH-47 mechanic and later as a Crew-Chief, experiences that reinforced discipline, accountability, and teamwork. His practical understanding of modern dealership environments makes him a valuable resource for clients evaluating how reinsurance can support profitability and operational control.
Office Manager / Controller
Heather Spruill joined DealerRE in 2013 after earning her MBA and has become a key part of the company's client support and operational consistency. As Office Manager and Controller, she helps ensure the administrative side of dealer reinsurance runs smoothly, from communication and coordination to financial oversight. Her client-first mindset is reflected in the responsiveness and care she brings to every interaction. Heather also serves as Recording Secretary for The VIADA Charity Fund, reflecting her strong ties to the Virginia dealer community. For DealerRE clients, her role supports the dependable back-office experience that is essential when managing ongoing filings, reporting, and program administration.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps DealerRE clients identify ways to improve efficiency, productivity, and profit potential through better program strategy. With a background in Strategic Management and Marketing, she brings a growth-oriented perspective to dealer relationships and business planning. Her work supports dealerships that want more than a basic product offering and are looking for a stronger long-term approach to F&I profitability. Kristi is also an author and speaker, which reflects her ability to communicate ideas clearly and motivate action. At DealerRE, she helps connect reinsurance opportunities to broader dealership goals, making complex concepts easier for clients to understand and implement.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a balanced understanding of both coverage structures and dealership operations. That combination helps her support clients with practical insight into how reinsurance programs affect profitability, administration, and day-to-day execution. Brenda's Virginia roots, from Yorktown to Locust Hill, reflect the regional foundation from which DealerRE has grown to serve dealers nationwide. Her experience makes her a dependable point of contact for clients who value knowledgeable support and clear communication throughout the life of their program.
NCFC reinsurance for auto dealers refers to a dealer-owned structure that allows a dealership to participate in underwriting profits from eligible F&I products instead of leaving those profits with third-party providers. DealerRE helps dealers establish and manage these programs so they can improve profitability, gain more control over claims experience, and support long-term financial planning through a compliant administrative framework.
Talk with DealerRE about structure, products, and next steps.
DealerRE supports auto dealers across the country with reinsurance guidance, administration, and long-term program support.
Since 1994
Years Serving
400+ Dealers
Dealer Reach
Nationwide
Service Area
See how DealerRE can support your market and model.
Member and sponsor in dealer industry.
Decades of dealer reinsurance experience.
Backed by strong client satisfaction.
Share your dealership model and goals, and our team will help you explore suitable reinsurance structures, products, and administrative support.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533