Vehicle Service Contracts
Structure dealer-owned reinsurance programs for vehicle service contracts so dealerships retain underwriting profits, improve ownership experience, and replace reliance on third-party product providers.
Explore how DealerRE helps auto dealers build dealer-owned reinsurance programs that retain underwriting profits, strengthen F&I performance, and improve long-term control. Backed by decades of experience since 1994 in Southeast Virginia and serving dealers nationwide, the team supports profitable structures for warranties, ancillary products, and lender-focused coverage.
Dealer-owned reinsurance solutions for warranties, ancillary F&I products, and lender protection programs.
Structure dealer-owned reinsurance programs for vehicle service contracts so dealerships retain underwriting profits, improve ownership experience, and replace reliance on third-party product providers.
Reinsure Guaranteed Asset Protection programs through a captive structure, helping dealers keep more F&I income while offering flexible LTV and deductible-related options.
Create customizable limited warranty reinsurance programs that help dealers differentiate inventory, manage claims experience, and retain profits typically paid to outside providers.
Add reinsurable tire and wheel protection to F&I offerings, including road hazard benefits and roadside support, while keeping underwriting gains within the dealership’s program.
Support dealers and lenders with Vendor Single Interest reinsurance that protects collateral-related interests when borrowers fail to maintain required insurance coverage.
Help BHPH dealers and lenders reinsure collateral protection insurance to reduce uninsured collateral losses and improve portfolio performance over time.
DealerRE helps dealerships replace third-party F&I arrangements with dealer-owned reinsurance structures designed for stronger profit retention, better claims control, and long-term flexibility. From Southeast Virginia roots to coast-to-coast dealer support, the company combines strategic guidance, administration, and training so clients can build programs that fit their inventory mix, customer base, and operational goals.
See why dealerships nationwide rely on DealerRE for profitable, well-managed reinsurance program support.
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
Dealers choose DealerRE for experience, support, and full-service program management.
Trusted since 1994, with decades of reinsurance guidance for dealerships nationwide.
DealerRE manages forms, filings, renewals, reporting, bookkeeping, and ongoing administration.
Built for franchise, independent, and BHPH dealers seeking stronger F&I performance.
From Southeast Virginia to nationwide clients, staff training supports consistent product presentation and compliance.
Experienced leaders focused on dealer profitability and support.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through dealer-owned reinsurance. His experience spans program structure, profitability strategy, and long-term dealer support, giving clients practical guidance rooted in real industry knowledge. Tim's leadership helped establish DealerRE as a trusted resource for dealerships seeking to retain underwriting profits instead of relying on third-party product providers. As the company's founder, he has remained focused on helping dealers improve efficiency, strengthen customer offerings, and create sustainable financial advantages through well-managed reinsurance programs.
President
Taylor Byrd serves as President of DealerRE and helps dealerships understand the strategic value of opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer events, he brings a strong educational approach to dealer partnerships and is known for making complex reinsurance concepts practical and actionable. Taylor has also appeared on industry podcasts to discuss dealer-owned reinsurance opportunities and how dealers can improve profitability through smarter F&I structures. His leadership combines industry insight, communication, and a commitment to helping clients build programs that support both operational performance and long-term growth.
Vice President of DealerRE
Parker Byrd brings dealership-side experience to his role as Vice President of DealerRE, having previously worked as both an F&I Manager and Salesman at local dealerships. That firsthand background helps him relate directly to dealer clients and understand the day-to-day realities of presenting products, managing profitability, and improving customer experience. Since joining DealerRE, Parker has helped support reinsurance programs with a practical perspective shaped by real showroom and finance office experience. His ability to connect operational dealership needs with long-term reinsurance strategy makes him a valuable resource for clients looking to strengthen ancillary product performance and retain more F&I income.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and operational administration. As Office Manager and Controller, she helps ensure dealers receive responsive communication, organized program support, and dependable back-office coordination. Her commitment to service is reflected in the consistency and professionalism clients experience throughout their relationship with DealerRE. Heather's administrative leadership supports the company's full-service model, helping dealerships stay focused on growth while DealerRE assists with the details that keep reinsurance programs running smoothly and efficiently.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify opportunities to improve efficiency, productivity, and profit potential through smarter reinsurance strategies. With a background in strategic management and marketing, she brings a growth-focused perspective to dealer relationships and program development. Kristi works closely with clients to align business goals with practical F&I solutions that support stronger performance over time. Her ability to combine strategic thinking with client-centered communication makes her an important part of DealerRE's mission to help dealers build more valuable, better-managed reinsurance programs.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance operations and dealership profitability. That combination helps her support clients with practical insight into how reinsurance programs fit into everyday F&I performance. Brenda's experience allows her to communicate clearly with dealers, anticipate common concerns, and help maintain the responsive service DealerRE is known for across its nationwide client base.
DealerRE helps auto dealers establish and manage dealer-owned reinsurance companies for F&I products such as vehicle service contracts, GAP, limited warranties, ancillary protections, and lender-focused coverages. Instead of sending underwriting profits to third-party providers, dealers can retain more of that income within their own structure while gaining support with administration, training, compliance, and reporting.
Speak with our team about your dealership’s options.
Industry membership and dealer association support.
Decades of dealer reinsurance experience.
Strong client satisfaction and credibility.
Share your dealership goals and current F&I setup, and our team will help you explore reinsurance options, fit, and next steps.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.