Vehicle Service Contracts
Reinsure vehicle service contracts through your own dealer-owned company so underwriting profits stay with your dealership instead of a third-party administrator.
Help your dealership keep more F&I profit with extended warranty reinsurance built around dealer ownership, compliance, and long-term control. DealerRE helps auto dealers replace third-party participation with a structured reinsurance model that supports stronger per-deal performance, improved claims oversight, and a better ownership experience for customers.
Dealer-owned reinsurance solutions for warranty, protection, and ancillary F&I profit retention.
Reinsure vehicle service contracts through your own dealer-owned company so underwriting profits stay with your dealership instead of a third-party administrator.
Build customizable limited warranty programs that help differentiate your dealership while giving you more control over claims experience and profit retention.
Launch a reinsured certified pre-owned program with inspection standards and warranty terms designed to strengthen trust, value, and dealership profitability.
Retain underwriting profits on GAP products in a tax-advantaged captive structure while offering valuable protection tied to financed vehicle purchases.
Add reinsurable tire and wheel protection to your F&I lineup to capture ancillary product income and expand customer-facing coverage options.
Offer reinsurable windshield repair coverage as an ancillary F&I product that supports contract sales and keeps more profit inside your operation.
Extended warranty reinsurance gives auto dealers a smarter way to participate in the profitability of vehicle service contracts. Instead of sending margin to outside providers, your dealership can retain underwriting income through a dealer-owned reinsurance structure. DealerRE supports setup, training, compliance, and administration so your team can improve F&I performance, gain better visibility into claims, and build a stronger long-term asset.
See how dealers improve F&I profitability and control with reinsurance.
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"We've done business with DealerRe for years and have been very happy with them!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"These guys are pros when setting up Dealer warranty. Superb service!"
"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"We've done business with DealerRe for years and have been very happy with them!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"These guys are pros when setting up Dealer warranty. Superb service!"
"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"We've done business with DealerRe for years and have been very happy with them!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"These guys are pros when setting up Dealer warranty. Superb service!"
"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
Dealers rely on DealerRE for experience, structure, and full-service support.
Founded in 1994, DealerRE brings decades of reinsurance guidance for dealership profit strategies.
DealerRE manages legal forms, filings, tax returns, renewals, reporting, and bookkeeping support.
Your staff receives onboarding, F&I training, and menu support to improve execution.
Serving dealers coast to coast, DealerRE supports franchise, independent, and BHPH operations nationwide.
Experienced leaders focused on dealer profitability and support.
Founder
Tim Byrd founded DealerRE in 1994 in Southeast Virginia and has spent decades helping auto dealers build stronger, more profitable F&I programs through reinsurance. His work has centered on showing dealers how to retain underwriting profits, improve efficiency, and create long-term financial value through dealer-owned structures. As the founder of a family company, Tim has shaped DealerRE around service, education, and practical guidance for dealership owners navigating warranty and ancillary product opportunities. His long-standing experience in the reinsurance space gives clients confidence in both strategy and execution, especially when building programs designed to replace third-party participation with greater dealer control.
President
Taylor Byrd serves as President of DealerRE and helps dealers understand the opportunities available through opening and operating their own reinsurance company. He is a frequent speaker at national and state independent dealer association events and has shared insights on reinsurance through industry podcast appearances and educational discussions. Taylor also co-authored a book focused on building winning customer relationships, reflecting his emphasis on long-term dealership growth. His leadership background includes service as a Captain in the South Carolina Army National Guard, where he developed the discipline and strategic mindset he now brings to DealerRE. He works closely with dealers seeking practical, profitable ways to strengthen F&I performance and ownership experience.
Vice President of DealerRE
Parker Byrd brings direct dealership experience to his role as Vice President of DealerRE. Before joining the company in 2018, he worked at two local dealerships as both an F&I Manager and Salesman, giving him firsthand understanding of the pressures and opportunities dealers face every day. That background helps him relate closely to clients and recommend reinsurance strategies that fit modern dealership operations. Parker also served in the Army Reserves as a CH-47 mechanic and later became a Crew-Chief on CH-47 helicopters, experience that reflects his discipline and operational focus. His practical dealership knowledge makes him a valuable resource for dealers looking to improve profitability through better F&I structure and execution.
Office Manager / Controller
Heather Spruill joined DealerRE in 2013 after earning her MBA and has become a key part of the company’s operational and financial support for clients. As Office Manager and Controller, she helps ensure responsive communication, organized administration, and dependable internal processes that support dealership partners. Her commitment to client service is a major part of the DealerRE experience, helping dealers feel supported from the first conversation through ongoing account management. Heather also serves as Recording Secretary for The VIADA Charity Fund, reflecting her broader commitment to service and community involvement. Her blend of business education, administrative leadership, and client care strengthens DealerRE’s full-service approach to reinsurance support.
VP of Business Development
Kristi Cashman serves as VP of Business Development and focuses on helping businesses reach higher levels of efficiency, productivity, and profitability. With a background in Strategic Management and Marketing, she brings a growth-oriented perspective to DealerRE’s work with auto dealers exploring reinsurance opportunities. Kristi helps communicate the business case for dealer-owned structures in a way that is practical and aligned with long-term goals. Her experience as an author and speaker also supports her ability to educate and connect with clients clearly. At DealerRE, she contributes to relationship development and strategic outreach, helping dealership owners better understand how reinsurance can support stronger F&I performance and more retained profit.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance-related products and dealership operations. That combination helps her support clients with practical insight into how reinsurance programs connect to day-to-day F&I performance. Brenda’s experience allows her to communicate clearly with dealers who want knowledgeable guidance and dependable account support. Her familiarity with dealership realities and insurance structures makes her a valuable point of contact for clients seeking to improve profitability while maintaining confidence in program administration and service.
For consumers, dealership extended warranty pricing varies based on vehicle age, mileage, term length, coverage level, and administrator. For dealers, the more important question is where the underwriting profit goes. With extended warranty reinsurance, a dealership can participate in the economics behind vehicle service contracts rather than leaving that margin with a third-party provider, creating a stronger long-term F&I profit center.
Speak with our team about dealer-owned warranty profit strategies.
DealerRE supports auto dealers nationwide with reinsurance guidance, setup, training, and ongoing administrative support.
Nationwide
Service Reach
Mon-Fri 9AM-5PM
Business Hours
400+ Dealers
Dealer Experience
Connect with us to discuss your store and goals.
Active industry association member and sponsor.
Decades of dealership reinsurance experience.
Backed by strong client satisfaction.
Tell us about your dealership, current F&I products, and goals. Our team will review your opportunities for dealer-owned extended warranty reinsurance and explain what setup, administration, and support can look like.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533