Vehicle Service Contracts
Set up dealer-owned VSC programs that retain underwriting profits, improve per-deal F&I income, and give your dealership more control over the ownership experience instead of relying on third-party providers.
Set up a dealer-owned vehicle service contract program that keeps underwriting profits in-house instead of sending them to third-party providers. DealerRE helps auto dealers structure, launch, and manage VSC reinsurance programs with compliance support, staff training, and full-service administration designed to improve F&I performance and long-term customer retention.
Dealer-focused reinsurance solutions that help structure profitable VSC and related F&I programs under dealer ownership.
Set up dealer-owned VSC programs that retain underwriting profits, improve per-deal F&I income, and give your dealership more control over the ownership experience instead of relying on third-party providers.
Build customizable limited warranty programs through your dealer-owned reinsurance company to differentiate your dealership, manage claims experience, and keep more profit from mechanical breakdown coverage.
Launch a reinsured certified pre-owned program with inspection standards and warranty terms that support stronger merchandising, added buyer confidence, and retained underwriting income.
Add dealer-owned GAP reinsurance options that protect financed deals while helping your store retain profits that would otherwise go to outside product providers.
Offer reinsurable tire and wheel protection as an ancillary F&I product to expand backend revenue and create more value within your dealership's product portfolio.
Include windshield repair coverage in your F&I lineup through a dealer-owned structure that supports contract sales, customer convenience, and additional retained underwriting profit.
Dealer vehicle service contract setup gives your dealership a smarter way to offer extended protection while retaining underwriting profits through your own reinsurance company. DealerRE helps structure the program, manage administration, support compliance, and train your team so your VSC offering strengthens F&I income, customer satisfaction, and long-term dealership value.
See how dealers improve profitability and control with dealer-owned reinsurance programs.
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"These guys are pros when setting up Dealer warranty. Superb service!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We've done business with DealerRe for years and have been very happy with them!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"The program that they put together is just perfect for our organization!"
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"These guys are pros when setting up Dealer warranty. Superb service!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We've done business with DealerRe for years and have been very happy with them!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"The program that they put together is just perfect for our organization!"
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"These guys are pros when setting up Dealer warranty. Superb service!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We've done business with DealerRe for years and have been very happy with them!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"The program that they put together is just perfect for our organization!"
"Excellent team of reinsurance professionals! has been a pleasure to work with"
Dealers rely on DealerRE for experienced guidance, full-service support, and long-term program performance.
Founded in 1994, DealerRE brings decades of reinsurance expertise to VSC program setup.
DealerRE manages legal forms, filings, tax returns, renewals, reporting, and bookkeeping support.
Exceptional onboarding and F&I training help your staff present VSC products with confidence.
Serving over 400 auto dealers nationwide with a 5-star GBP rating and proven success.
Experienced advisors supporting dealer-owned reinsurance growth.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through reinsurance. His work has centered on showing dealers how to retain underwriting profits, improve efficiency, and create long-term business value instead of relying on third-party product providers. As the founder of a family company, Tim established DealerRE with a service-first mindset and a commitment to helping dealers understand the operational and financial advantages of dealer-owned structures. His experience gives clients practical guidance on launching programs that support profitability, compliance, and a better ownership experience for dealership customers.
President
Taylor Byrd serves as President of DealerRE and helps dealers understand the opportunities available through opening and operating their own reinsurance company. He is a frequent speaker at national and state independent dealer association events and has shared insights on reinsurance through industry podcast appearances and educational outreach. Taylor combines leadership experience, strategic communication, and a strong understanding of dealership operations to guide clients through program development and long-term growth. His focus is on helping dealers create profitable, sustainable F&I structures that improve customer relationships while keeping more value inside the dealership. He also contributes thought leadership that helps dealers make informed decisions about VSC and ancillary product strategy.
Vice President of DealerRE
Parker Byrd brings hands-on dealership experience to his role as Vice President of DealerRE. Before joining the company, he worked at two local dealerships as both an F&I Manager and Salesman, giving him direct insight into the daily realities dealers face when presenting products, structuring deals, and improving profitability. That background helps him relate closely to clients and recommend practical reinsurance solutions that fit modern dealership operations. Since joining DealerRE in 2018, Parker has supported dealers looking to strengthen their VSC and F&I programs with structures that improve control and long-term returns. His operational perspective makes him a valuable resource for stores seeking both strategic guidance and real-world dealership understanding.
Office Manager / Controller
Heather Spruill has been part of DealerRE since 2013 and supports clients with the responsiveness and organization needed to keep complex programs running smoothly. With an MBA and a strong commitment to client service, she plays an important role in the administrative and financial side of the business. Her work helps ensure dealers receive dependable support as they navigate onboarding, reporting, and ongoing program management. Heather is known for her professionalism and attention to detail, qualities that matter when dealerships need timely answers and consistent follow-through. Her long tenure with DealerRE reflects the company's emphasis on service, accountability, and building lasting relationships with dealer clients.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify ways to improve efficiency, productivity, and profit potential through better program strategy. With a background in strategic management and marketing, she brings a growth-oriented perspective to DealerRE's work with franchise, independent, and BHPH dealers. Kristi focuses on helping clients understand how dealer-owned reinsurance can support stronger F&I performance and long-term business goals. Her ability to connect strategy with practical business outcomes makes her a valuable partner for dealers evaluating VSC setup and related opportunities. She contributes to DealerRE's mission of educating clients and helping them build programs that create measurable financial benefits.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a practical understanding of dealership workflows, product presentation, and backend performance. That combination of insurance and dealership knowledge helps her support clients with informed, relevant guidance as they manage reinsurance-backed programs. Brenda understands the importance of clear communication, dependable service, and operational follow-through when dealers are implementing or maintaining VSC-related structures. Her experience makes her a strong resource for clients seeking knowledgeable support from someone who understands both coverage concepts and dealership realities.
A dealership vehicle service contract typically covers specified mechanical and electrical breakdowns after the manufacturer's warranty expires, based on the contract terms selected. Coverage often includes major components such as engine, transmission, drivetrain, and other listed systems. In DealerRE's model, the focus is on helping dealerships set up and reinsure these contracts through their own company so they can retain underwriting profits while offering customers meaningful protection.
Talk with DealerRE about structuring the right dealer-owned program.
DealerRE supports dealerships nationwide with dealer-owned reinsurance and vehicle service contract setup services.
Nationwide Service
Coverage
Since 1994
Experience
400+ Dealers
Dealer Reach
See how DealerRE can support your dealership remotely.
Industry association member and sponsor.
Active across multiple state associations.
Strong client satisfaction and trust.
Connect with DealerRE to discuss your dealership goals, current F&I setup, and the steps needed to launch a profitable vehicle service contract reinsurance program.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533