Transform your dealership's profitability with DealerRE's comprehensive digital F&I solutions and dealer-owned reinsurance programs. With 28 years of proven expertise, we help franchise, independent, and BHPH dealers maximize every deal, control claims experiences, and capture 100% of the profits traditionally lost to third-party providers. Our admin obligor reinsurance platform replaces manufacturer programs with customizable, profit-generating alternatives that enhance customer satisfaction while building your bottom line.
Comprehensive reinsurance programs designed to maximize dealership profitability while delivering exceptional customer value and protection.
Customizable extended warranty programs from 72-month exclusionary wraps to short-term powertrain coverage. Reinsure contracts in your own company to capture profits previously sent to third parties while controlling the customer ownership experience.
Deficiency balance waiver offering 150% or 125% LTV coverage with up to $1000 deductible protection. Backed by 'A' rated carriers, GAP protects customers from total loss situations while generating dealership revenue.
Comprehensive road hazard coverage for tires with 24/7 roadside service. Non-prorated protection against nails, potholes, glass, and debris that adds value to customer purchases and boosts dealership profits.
Reinsured waiver for BHPH dealers that covers total debt in loss events, enabling customers to resume payments on replacement vehicles. More affordable than full coverage insurance while protecting dealer interests.
DealerRenew Certified includes 100+ point inspections and reinsured warranties with flexible term options. Capture 100% of underwriting profit while delivering manufacturer-level quality assurance to used car buyers.
Force-placed coverage protecting lender interests when customers fail to maintain required insurance. Reinsurable in your dealer-owned company to capture underwriting profits while ensuring compliance with credit agreements.
DealerRE's digital F&I platform empowers dealerships to establish admin obligor reinsurance companies that replace third-party and manufacturer products with profit-generating alternatives. Our comprehensive solution includes F&I development, customizable product menus, staff training programs, and full-service administration covering claims adjudication, compliance, and financial reporting. With no hidden fees and fast company setup, you'll invest premiums for additional ROI while we manage all legal filings, tax returns, and renewals—delivering the gold standard in reinsurance partnership.
Join dealerships nationwide who have transformed their F&I operations and profitability with our reinsurance solutions.
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"We've done business with DealerRe for years and have been very happy with them!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Excellent customer service! The team is very professional."
"Great team, supper helpful!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"We've done business with DealerRe for years and have been very happy with them!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Excellent customer service! The team is very professional."
"Great team, supper helpful!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"We've done business with DealerRe for years and have been very happy with them!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Excellent customer service! The team is very professional."
"Great team, supper helpful!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
The gold standard in dealer-owned reinsurance for 28 years.
28 years of reinsurance success helping over 400 dealers nationwide maximize profitability with admin obligor programs backed by 'A' rated insurers.
Comprehensive support including F&I training, claims adjudication, compliance management, performance analysis, and complete financial administration with no hidden fees.
Take back the profits previously sent to third-party providers. Control your claims experience, invest premiums for additional ROI, and maximize every deal.
We only succeed when you do. Our Ritz-Carlton level customer service, expert dealership analysis, and exceptional onboarding ensure we win together as ideal partners.
Family-built, faith-driven F&I reinsurance experts serving dealers nationwide.
Founder
Tim Byrd founded DealerRE in 1994 in Southeast Virginia with a mission to help auto dealers expand their F&I programs for greater efficiency and profitability. Over nearly three decades, Tim has built DealerRE into the gold standard reinsurance partner for dealers coast to coast, establishing a company rooted in Christian values and built on the foundation of Jesus Christ and the Word of God. His vision transformed the dealer-owned reinsurance landscape, empowering over 400 dealerships to take control of their F&I destinies. Tim's leadership philosophy centers on servant leadership, generosity, and integrity, creating lasting partnerships that prioritize dealer success and customer satisfaction. His pioneering work in admin obligor reinsurance has helped countless dealers—including National Quality Dealers of the Year and state association leaders—achieve unprecedented profitability while delivering exceptional customer experiences.
President
Taylor Byrd serves as President of DealerRE, bringing military leadership experience from his service as a Captain in the South Carolina Army National Guard to the family business. A recognized industry thought leader, Taylor is a frequent speaker at National and State Independent Dealer Association events and has been featured on The Independent Dealer Podcast discussing reinsurance opportunities for dealers. He co-authored 'Race To The Finish Line: Creating Winning Relationships With Customers,' sharing insights on customer-centric business practices. Taylor applies the leadership principles and discipline learned in the Army to guide the DealerRE team in serving dealers nationwide. Above all, Taylor is a disciple of Jesus Christ, and as he states, 'DealerRE exists to have a positive impact on people, to shine the light of Christ on our clients, their customers, and our partners, and we just happen to do so through the vehicle of reinsurance.' His commitment to excellence and servant leadership drives the company's mission to help dealers achieve financial success while honoring God.
Vice President
Parker Byrd joined DealerRE in 2018 after gaining valuable frontline experience working as both an F&I Manager and Salesman at two local dealerships. This hands-on dealership experience gives Parker a unique advantage in relating to clients and understanding the daily challenges and opportunities facing modern dealers. In 2015, Parker enlisted in the Army Reserves as a CH-47 Mechanic, advancing to Crew-Chief on CH-47 Helicopters after a year and a half of training and education. He continues to serve while pursuing his degree in Business Administration. Parker's combination of military discipline, dealership operations knowledge, and commitment to client success makes him an invaluable resource for dealers implementing reinsurance programs. He brings fresh perspectives to the family business while maintaining the core values of integrity, service, and excellence that define DealerRE. Happily married to his high school sweetheart, Parker resides in Tappahannock, Virginia, and represents the next generation of leadership committed to helping dealers maximize profitability.
Office Manager / Controller
Heather Spruill joined DealerRE in 2013, bringing her MBA expertise and exceptional client service skills to the role of Office Manager and Controller. Her commitment to clients is evident from the moment she answers the phone, earning her the affectionate title of 'Office Queen' among team members and clients alike. Heather oversees the financial operations and administrative functions that keep DealerRE running smoothly, ensuring accurate record-keeping, timely reporting, and seamless client experiences. As the mother of two grown sons, Heather understands the importance of building lasting relationships based on trust and reliability. She and her husband Greg dedicate their free time to volunteering with the homeless and food insecure, demonstrating the servant leadership values that define DealerRE's culture. Heather also serves as Recording Secretary on The VIADA Charity Fund, extending her commitment to service beyond the company. Her attention to detail, financial acumen, and genuine care for client success make her an essential pillar of the DealerRE team.
VP of Business Development
Kristi Cashman joined DealerRE with a passion for helping individuals and businesses reach their highest potential, bringing proven talents and strategic insights to drive dealer success. With her degree in Strategic Management and Marketing, Kristi understands what it takes for dealerships to optimize efficiency, productivity, and profit potential through reinsurance solutions. As VP of Business Development, she works closely with dealers to analyze their operations, identify growth opportunities, and implement customized F&I programs that maximize profitability while enhancing customer satisfaction. Kristi is an accomplished author of two books—'Focus' and 'You Are Perfect'—and a sought-after speaker at women's conferences and seminars, where she shares insights on achieving excellence in business and life. As a wife and mother to five children, Kristi brings balance, empathy, and real-world perspective to her role. Her combination of business acumen, communication skills, and genuine desire to see dealers succeed makes her an invaluable partner in helping dealerships unlock their full reinsurance potential and achieve transformational growth.
Account Manager
Brenda West brings over 20 years of insurance industry experience to her role as Account Manager at DealerRE, combined with a strong financial background from her time as an F&I Manager at a highly successful dealership. This unique combination of insurance expertise and frontline F&I experience allows Brenda to understand both sides of the reinsurance equation—the compliance and administrative requirements as well as the day-to-day realities of selling and servicing F&I products in a busy dealership environment. Brenda's extensive knowledge helps dealers navigate the complexities of reinsurance while maximizing profitability and ensuring regulatory compliance. A lifelong Virginia resident who grew up in Yorktown and now calls Locust Hill home, Brenda understands the importance of building long-term relationships based on trust, reliability, and results. As a mother of two grown sons who remain a huge part of her life, she brings patience, dedication, and genuine care to every client relationship. Brenda's commitment to dealer success and her deep industry knowledge make her an trusted partner for dealerships implementing and managing their reinsurance programs.
Dealer-owned reinsurance allows you to establish your own admin obligor reinsurance company that underwrites F&I products like vehicle service contracts, GAP, and warranties. Instead of paying premiums to third-party providers who keep the profits, your dealership collects the premiums, reserves them in your reinsurance company, and pays claims directly. Your reinsurance company is backed by 'A' rated insurers for financial security. DealerRE handles all administration, compliance, claims adjudication, and financial management, allowing you to capture 100% of underwriting profits that previously went to third parties while controlling your customers' ownership experience.
Schedule a complimentary dealership analysis with our reinsurance experts to discover your profit potential.
National Independent Automobile Dealers Association member and sponsor
Nearly three decades serving the auto industry
Trusted by 400+ dealers nationwide
Schedule your complimentary dealership profitability analysis. Our experts will show you exactly how much profit you're leaving on the table and create a customized reinsurance roadmap for your dealership.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533