Vehicle Service Contracts
Reinsure vehicle service contracts through your own dealer-owned company so underwriting profits stay with your dealership instead of outside providers, while supporting stronger ownership experiences and repeat business.
DealerRE helps Virginia auto dealers build dealer-owned reinsurance programs that retain underwriting profits, strengthen F&I performance, and improve long-term control. Founded in Southeast Virginia, our team understands the needs of independent dealers, franchise stores, and BHPH operations across the Commonwealth, offering practical guidance, compliant structures, and full-service support from setup through ongoing administration.
Dealer-owned reinsurance solutions for Virginia dealerships seeking stronger F&I profitability, control, and long-term program value.
Reinsure vehicle service contracts through your own dealer-owned company so underwriting profits stay with your dealership instead of outside providers, while supporting stronger ownership experiences and repeat business.
DealerRE helps Virginia dealers reinsure GAP products with flexible coverage structures, allowing stores to retain underwriting income in a tax-advantaged captive while enhancing F&I profitability on financed vehicles.
Offer customizable limited mechanical breakdown warranty programs backed by your own reinsurance structure, helping your dealership stand out, manage claims experience, and keep more profit in-house.
For BHPH operations, DCC reinsurance helps protect receivables after total losses while reducing write-offs and preserving customer continuity through a dealer-owned reinsurance company.
Reinsure VSI coverage to protect lender interests when borrowers lack required insurance, while retaining underwriting profits and covering related exposures like repossession, towing, storage, and skip tracing.
Expand profit retention with reinsured ancillary products like tire and wheel, windshield repair, theft prevention, and door ding protection tailored to dealership F&I strategies.
DealerRE helps Virginia dealerships replace third-party dependence with dealer-owned reinsurance structures built for profitability, control, and long-term flexibility. From Southeast Virginia roots to dealers across the Commonwealth, our team supports program setup, compliance, training, claims administration, and reporting so your store can capture underwriting income, improve customer offerings, and build a stronger financial future through smarter F&I participation.
See how dealers strengthen profitability and control with DealerRE’s reinsurance guidance and support.
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
Virginia dealers choose DealerRE for experienced guidance, full-service support, and practical F&I reinsurance expertise.
Founded in Southeast Virginia, DealerRE brings decades of dealer reinsurance experience and steady industry perspective.
We handle setup, filings, renewals, tax returns, reporting, and administration for smoother program management.
Our team supports franchise, independent, and BHPH dealers across Virginia with practical F&I guidance.
Staff training, onboarding, and F&I development help your dealership present products with greater confidence.
Experienced leaders guiding dealer reinsurance growth.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through dealer-owned reinsurance. His experience spans program structure, profitability strategy, and long-term dealer support, giving clients practical guidance rooted in real industry knowledge. Tim's leadership helped establish DealerRE as a trusted resource for dealerships seeking to retain underwriting profits instead of relying on third-party product providers. As the company's founder, he has remained focused on helping dealers improve efficiency, strengthen customer offerings, and create sustainable financial advantages through well-managed reinsurance programs.
President
Taylor Byrd serves as President of DealerRE and helps dealerships understand the strategic value of opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer events, he brings a strong educational approach to dealer partnerships and is known for making complex reinsurance concepts practical and actionable. Taylor has also appeared on industry podcasts to discuss dealer-owned reinsurance opportunities and how dealers can improve profitability through smarter F&I structures. His leadership combines industry insight, communication, and a commitment to helping clients build programs that support both operational performance and long-term growth.
Vice President of DealerRE
Parker Byrd brings dealership-side experience to his role as Vice President of DealerRE, having previously worked as both an F&I Manager and Salesman at local dealerships. That firsthand background helps him relate directly to dealer clients and understand the day-to-day realities of presenting products, managing profitability, and improving customer experience. Since joining DealerRE, Parker has helped support reinsurance programs with a practical perspective shaped by real showroom and finance office experience. His ability to connect operational dealership needs with long-term reinsurance strategy makes him a valuable resource for clients looking to strengthen ancillary product performance and retain more F&I income.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and operational administration. As Office Manager and Controller, she helps ensure dealers receive responsive communication, organized program support, and dependable back-office coordination. Her commitment to service is reflected in the consistency and professionalism clients experience throughout their relationship with DealerRE. Heather's administrative leadership supports the company's full-service model, helping dealerships stay focused on growth while DealerRE assists with the details that keep reinsurance programs running smoothly and efficiently.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify opportunities to improve efficiency, productivity, and profit potential through smarter reinsurance strategies. With a background in strategic management and marketing, she brings a growth-focused perspective to dealer relationships and program development. Kristi works closely with clients to align business goals with practical F&I solutions that support stronger performance over time. Her ability to combine strategic thinking with client-centered communication makes her an important part of DealerRE's mission to help dealers build more valuable, better-managed reinsurance programs.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance operations and dealership profitability. That combination helps her support clients with practical insight into how reinsurance programs fit into everyday F&I performance. Brenda's experience allows her to communicate clearly with dealers, anticipate common concerns, and help maintain the responsive service DealerRE is known for across its nationwide client base.
Dealer reinsurance is a structure that allows an auto dealer to participate in the underwriting profits generated by eligible F&I products sold at the dealership. Instead of sending those profits to a third-party provider, the dealer’s own reinsurance company retains them. This can improve long-term profitability, increase control over product strategy, and create a tax-advantaged profit center when properly structured and administered.
Speak with our team for clear, practical guidance.
Active industry member and sponsor.
Backed by strong client satisfaction.
Decades of proven dealer support.
Tell us about your dealership, current F&I products, and goals. Our team will review your needs and help you explore the right reinsurance structure.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.