Vehicle Service Contracts
Structure dealer-owned reinsurance around vehicle service contracts so your dealership can retain underwriting profit, improve ownership experience, and reduce reliance on third-party product providers.
Explore reinsurance strategies that help classic car dealers retain more F&I profit, structure dealer-owned programs, and strengthen long-term portfolio performance. DealerRE brings decades of guidance to dealerships seeking smarter ways to manage warranties, ancillary products, and underwriting income with compliant, full-service support tailored to specialty inventory and collector-focused sales models.
Dealer-owned reinsurance solutions built to help classic car dealers retain profit and manage specialty F&I programs more effectively.
Structure dealer-owned reinsurance around vehicle service contracts so your dealership can retain underwriting profit, improve ownership experience, and reduce reliance on third-party product providers.
Reinsure limited mechanical breakdown warranties through your own company to support differentiated coverage, stronger claims control, and better profit retention on specialty vehicle sales.
Build a reinsured certified pre-owned program with inspection standards and customizable warranty terms that help classic and specialty inventory stand out in a competitive market.
Use dealer-owned reinsurance for GAP programs to retain underwriting income while offering structured protection options that support financed vehicle transactions and portfolio stability.
Add reinsurable tire and wheel protection to your F&I mix to capture ancillary product profit while expanding the value of your dealership's protection offerings.
Reinsure theft prevention products such as etching and anti-theft labeling to create additional per-unit profit opportunities within your dealership's ancillary strategy.
Classic car dealers often work with higher-value inventory, selective buyers, and longer ownership expectations. DealerRE helps structure reinsurance strategies that let your dealership retain underwriting profits, improve control over F&I offerings, and support a stronger ownership experience. From warranties to ancillary products, the goal is simple: keep more of the income your dealership generates while operating with experienced administrative, compliance, and training support.
See how dealerships use reinsurance strategies to improve profitability, control, and long-term F&I performance.
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
DealerRE helps dealerships turn reinsurance into a practical, profit-focused business strategy.
Trusted since 1994, with decades of dealer-focused reinsurance guidance and program management.
DealerRE manages filings, renewals, tax returns, reporting, training, and claims support.
Built specifically for franchise, independent, and BHPH dealers seeking stronger F&I performance.
Serving over 400 dealers nationwide with strategies tailored to specialty and collector-focused operations.
Experienced leaders focused on dealer profitability.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through dealer-owned reinsurance. His experience spans program structure, profitability strategy, and long-term dealer support, giving clients practical guidance rooted in real industry knowledge. Tim's leadership helped establish DealerRE as a trusted resource for dealerships seeking to retain underwriting profits instead of relying on third-party product providers. As the company's founder, he has remained focused on helping dealers improve efficiency, strengthen customer offerings, and create sustainable financial advantages through well-managed reinsurance programs.
President
Taylor Byrd serves as President of DealerRE and helps dealerships understand the strategic value of opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer events, he brings a strong educational approach to dealer partnerships and is known for making complex reinsurance concepts practical and actionable. Taylor has also appeared on industry podcasts to discuss dealer-owned reinsurance opportunities and how dealers can improve profitability through smarter F&I structures. His leadership combines industry insight, communication, and a commitment to helping clients build programs that support both operational performance and long-term growth.
Vice President of DealerRE
Parker Byrd brings dealership-side experience to his role as Vice President of DealerRE, having previously worked as both an F&I Manager and Salesman at local dealerships. That firsthand background helps him relate directly to dealer clients and understand the day-to-day realities of presenting products, managing profitability, and improving customer experience. Since joining DealerRE, Parker has helped support reinsurance programs with a practical perspective shaped by real showroom and finance office experience. His ability to connect operational dealership needs with long-term reinsurance strategy makes him a valuable resource for clients looking to strengthen ancillary product performance and retain more F&I income.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and operational administration. As Office Manager and Controller, she helps ensure dealers receive responsive communication, organized program support, and dependable back-office coordination. Her commitment to service is reflected in the consistency and professionalism clients experience throughout their relationship with DealerRE. Heather's administrative leadership supports the company's full-service model, helping dealerships stay focused on growth while DealerRE assists with the details that keep reinsurance programs running smoothly and efficiently.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify opportunities to improve efficiency, productivity, and profit potential through smarter reinsurance strategies. With a background in strategic management and marketing, she brings a growth-focused perspective to dealer relationships and program development. Kristi works closely with clients to align business goals with practical F&I solutions that support stronger performance over time. Her ability to combine strategic thinking with client-centered communication makes her an important part of DealerRE's mission to help dealers build more valuable, better-managed reinsurance programs.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance operations and dealership profitability. That combination helps her support clients with practical insight into how reinsurance programs fit into everyday F&I performance. Brenda's experience allows her to communicate clearly with dealers, anticipate common concerns, and help maintain the responsive service DealerRE is known for across its nationwide client base.
Dealer-owned reinsurance is a structure that allows a dealership to reinsure eligible F&I products through its own reinsurance company instead of sending underwriting profit to a third-party provider. For classic car dealers, this can create a more strategic way to retain income from warranties and ancillary products while gaining more control over claims experience, program design, and long-term profitability.
Speak with DealerRE for clear guidance on your options.
Industry membership and dealer association support.
Longstanding experience serving auto dealers.
Strong client satisfaction and trust signal.
Share your dealership goals and current F&I model, and DealerRE will help you explore practical reinsurance options, setup considerations, and next steps.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.