Vehicle Service Contracts
Structure VSC reinsurance through a dealer-owned company so underwriting income stays with the dealership instead of third-party providers, supporting long-term tax planning and stronger per-deal profitability.
DealerRE helps auto dealers structure dealer-owned reinsurance programs that support smarter tax planning, stronger F&I profitability, and greater control over underwriting income. Backed by decades of experience since 1994, the team guides dealers through compliant program design, administration, and reporting so retained profits can be reinvested with confidence.
Strategic reinsurance solutions that help dealers retain profits, improve tax efficiency, and strengthen F&I performance.
Structure VSC reinsurance through a dealer-owned company so underwriting income stays with the dealership instead of third-party providers, supporting long-term tax planning and stronger per-deal profitability.
Reinsure GAP products in a tax-advantaged captive structure that helps dealers retain underwriting profits while offering flexible coverage options tied to loan-to-value and deductible protection.
Create reinsured limited warranty programs that give dealers more control over claims experience, customer ownership value, and profit retention compared with outsourced warranty arrangements.
Help BHPH dealers reinsure Debt Cancellation Coverage so they can reduce write-offs, retain underwriting gains, and support more resilient portfolio performance.
Set up Vendor Single Interest reinsurance structures that protect lender interests while allowing dealers and lenders to keep underwriting profits previously paid to outside providers.
Build Collateral Protection Insurance reinsurance programs for BHPH dealers and lenders seeking better protection against uninsured collateral losses and improved tax-aware profit retention.
DealerRE helps dealers move beyond simply selling F&I products by building dealer-owned reinsurance structures designed to retain underwriting profits, improve financial control, and support long-range tax planning. From setup and training to claims oversight, filings, and renewals, DealerRE provides full-service administration so dealers can use earned income more strategically across their business and personal goals.
See how dealers use reinsurance planning to improve profitability, control, and long-term financial outcomes.
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"Excellent customer service! The team is very professional."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"Excellent customer service! The team is very professional."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"Excellent customer service! The team is very professional."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
Dealers choose DealerRE for experienced guidance, full-service support, and a proven reinsurance framework.
Decades of dealer reinsurance experience help clients build profitable, durable tax-planning structures.
DealerRE manages legal forms, filings, tax returns, renewals, bookkeeping, and performance reporting.
Programs are built specifically for franchise, independent, and BHPH dealers seeking stronger F&I control.
Serving dealers coast to coast with onboarding, training, and support tailored to varied operating models.
Experienced professionals guiding dealer reinsurance growth.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers improve profitability through smarter F&I and reinsurance strategies. Based in Southeast Virginia, he built the company around long-term relationships, practical education, and disciplined program design that helps dealers retain more underwriting income. His experience spans dealer-owned reinsurance structures, operational efficiency, and profit-focused planning for dealerships seeking more control over their financial future. Tim's leadership established DealerRE as a trusted resource for dealers who want more than a product vendor—they want a knowledgeable partner who understands how reinsurance can support both business growth and broader financial goals.
President
Taylor Byrd serves as President of DealerRE and helps dealers understand the strategic opportunities available through dealer-owned reinsurance companies. A frequent speaker at national and state independent dealer association events, he is known for educating dealer principals on profit retention, program structure, and long-term financial advantages. Taylor has also appeared on The Independent Dealer Podcast and co-authored a book focused on building winning customer relationships. His leadership combines industry knowledge, communication skills, and a practical understanding of dealership operations, helping clients implement reinsurance programs that align with profitability goals, staff development, and stronger customer experiences.
Vice President of DealerRE
Parker Byrd brings hands-on dealership experience to his role as Vice President of DealerRE. Before joining the company in 2018, he worked at two local dealerships as both an F&I Manager and Salesman, giving him direct insight into the pressures and opportunities dealers face every day. That background helps him connect reinsurance strategy to real-world dealership operations, sales processes, and customer expectations. Parker's practical perspective is especially valuable for clients looking to improve F&I performance while building programs that are workable for their teams. His blend of dealership knowledge and leadership support helps DealerRE clients move from concept to implementation with greater clarity and confidence.
Office Manager / Controller
Heather Spruill joined DealerRE in 2013 after earning her MBA and has become a key part of the company's administrative and financial support structure. As Office Manager and Controller, she helps ensure clients receive responsive communication, organized program support, and dependable operational follow-through. Her role supports the behind-the-scenes accuracy that matters in reinsurance administration, including coordination, documentation, and client service. Heather is known internally for her commitment and professionalism, and clients benefit from her steady, detail-oriented approach. Her experience helps reinforce DealerRE's promise of full-service administration for dealers who want a knowledgeable team managing important program responsibilities.
VP of Business Development
Kristi Cashman serves as VP of Business Development and brings a strong background in strategic management and marketing to DealerRE's client relationships. Her work focuses on helping businesses optimize efficiency, productivity, and profit potential—an ideal fit for dealers evaluating reinsurance as part of a broader financial strategy. Kristi's ability to connect growth planning with practical business outcomes helps clients better understand how dealer-owned reinsurance can support profitability, customer experience, and long-term value creation. She is also an author and speaker, bringing a thoughtful, educational approach to conversations with dealers who want a clearer path toward stronger F&I performance and more intentional financial planning.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a valuable understanding of both insurance mechanics and dealership realities. That combination helps her support clients with practical insight into program performance, customer-facing products, and the financial goals behind dealer-owned reinsurance. Brenda's experience allows her to communicate clearly with dealers who want knowledgeable guidance from someone who understands the intersection of coverage, compliance, and profitability. Her client support helps reinforce DealerRE's reputation for responsive, informed service.
Dealer reinsurance tax planning services help auto dealers structure dealer-owned reinsurance companies so underwriting profits from eligible F&I products can be retained instead of paid to third parties. The work typically includes program design, product selection, administrative setup, compliance coordination, financial reporting, and tax-related documentation support. The goal is to improve profitability while creating a more intentional long-term financial strategy.
Talk with DealerRE about strategy, setup, and program fit.
DealerRE supports dealerships across the country with remote guidance, onboarding, and ongoing reinsurance administration.
Nationwide
Service Area
Since 1994
Experience
400+ Dealers
Dealer Reach
Ask if DealerRE can support your dealership model.
Active industry association membership and support.
Connected across multiple dealer associations.
Clients include nationally recognized dealers.
Tell us about your dealership, current F&I products, and goals. DealerRE will review your opportunities and help you understand the next steps for a compliant, profit-focused reinsurance program.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533