Vehicle Service Contracts
Structure and manage dealer-owned reinsurance programs for VSCs so dealerships retain underwriting profits, improve ownership experience, and strengthen per-deal F&I performance instead of relying on third-party providers.
DealerRE helps auto dealers build and manage dealer-owned reinsurance programs that keep underwriting profits in-house, strengthen F&I performance, and improve long-term financial control. From VSCs and GAP to BHPH-focused structures, our team brings decades of consulting experience, compliance guidance, training, and administration to help dealerships nationwide create smarter, more profitable programs.
Strategic consulting and program support for high-value dealer-owned reinsurance products and profit-retention structures.
Structure and manage dealer-owned reinsurance programs for VSCs so dealerships retain underwriting profits, improve ownership experience, and strengthen per-deal F&I performance instead of relying on third-party providers.
Consult on Guaranteed Asset Protection programs that allow dealers to reinsure GAP in a tax-advantaged captive structure while keeping more profit and offering flexible coverage options.
Help dealerships reinsure limited warranty offerings to control claims experience, customize coverage terms, and capture profits that would otherwise go to outside warranty companies.
Support BHPH dealers with Debt Cancellation Coverage reinsurance structures that reduce write-offs, protect receivables after total losses, and keep underwriting gains within the dealership.
Advise dealers and lenders on Vendor Single Interest and Collateral Protection Insurance reinsurance programs designed to protect collateral and retain profit on lender-focused products.
Develop reinsurance strategies for ancillary products like tire and wheel, windshield repair, theft protection, and door ding coverage to maximize F&I income across more contracts.
DealerRE helps dealerships replace outside product dependency with dealer-owned reinsurance structures that improve profit retention, claims control, and long-term financial flexibility. Whether you operate a franchise store, independent lot, or BHPH model, our consulting approach combines program design, training, compliance support, and ongoing administration so your reinsurance company works as a practical business asset, not just a concept.
See how dealerships use reinsurance consulting to improve profitability, control, and long-term program performance.
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Excellent customer service! The team is very professional."
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"We've done business with DealerRe for years and have been very happy with them!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Excellent customer service! The team is very professional."
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"We've done business with DealerRe for years and have been very happy with them!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Excellent customer service! The team is very professional."
"we have been doing business with DealerRE for many years now and it has always been a strong benefit. we are very pleased with all their knowledge and help.. thank you!"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"We've done business with DealerRe for years and have been very happy with them!"
Dealers choose DealerRE for experienced guidance, full-service support, and practical reinsurance expertise built around dealership profitability.
Founded in 1994, DealerRE brings decades of dealer reinsurance consulting experience to every engagement.
We manage legal forms, filings, renewals, tax returns, reporting, and bookkeeping for smoother program oversight.
Your staff receives onboarding, F&I training, and menu support to improve adoption and in-store execution.
From Southeast Virginia roots to coast-to-coast support, we help dealers nationwide implement profitable reinsurance programs.
Experienced advisors focused on dealer profitability.
Founder
Tim Byrd founded DealerRE in 1994 in Southeast Virginia and has spent decades helping auto dealers build stronger, more profitable F&I operations through reinsurance. His work has centered on showing dealers how to retain underwriting profits, improve efficiency, and create long-term financial advantages through dealer-owned structures. Tim's experience gives clients practical guidance rooted in real dealership needs, not theory alone. Under his leadership, DealerRE grew from a regional firm into a nationwide consulting partner serving dealers across the country. He is known for a steady, relationship-driven approach and for helping clients understand how reinsurance can become a meaningful business asset that supports profitability, customer experience, and operational control.
President
Taylor Byrd serves as President of DealerRE and helps lead the company's consulting, education, and growth efforts for dealers exploring reinsurance opportunities. He is a frequent speaker at national and state independent dealer association events and has shared insights on reinsurance through industry podcast appearances and educational outreach. Taylor combines leadership experience, dealership-focused communication, and a strong understanding of dealer-owned reinsurance structures to help clients evaluate opportunities with clarity. His work supports dealers looking to improve F&I profitability, gain more control over product performance, and build sustainable programs. Taylor is also recognized for helping translate complex reinsurance concepts into practical strategies that dealership owners and F&I leaders can confidently implement.
Vice President of DealerRE
Parker Byrd brings hands-on dealership experience to his role as Vice President of DealerRE. Before joining the company, he worked at local dealerships as both an F&I Manager and Salesman, giving him direct insight into the daily realities dealers face when presenting products, managing profitability, and serving customers. That background helps him connect reinsurance strategy to real-world dealership operations. Since joining DealerRE, Parker has helped clients understand how dealer-owned programs can support stronger margins, better claims control, and improved customer retention. His perspective is especially valuable for dealers who want guidance from someone who understands both the front-end sales environment and the financial mechanics behind successful F&I program development.
Office Manager / Controller
Heather Spruill supports DealerRE clients through strong operational oversight and financial coordination as Office Manager and Controller. Since joining the company in 2013 after earning her MBA, she has played an important role in keeping internal processes organized and client communication responsive. Her commitment to service helps ensure dealers receive timely support as they navigate onboarding, administration, and ongoing program management. Heather's blend of business education and day-to-day operational leadership strengthens DealerRE's ability to deliver a polished, dependable client experience. For dealerships evaluating reinsurance consulting, her role reflects the company's emphasis on structure, accountability, and attentive support behind every program it helps establish and manage.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify opportunities to improve efficiency, productivity, and profit potential through reinsurance consulting. With a background in Strategic Management and Marketing, she brings a growth-focused perspective to DealerRE's client relationships and outreach efforts. Kristi works with dealers to better understand how reinsurance can support broader business goals, from stronger F&I performance to long-term financial planning. Her ability to connect strategy with practical business development makes her a valuable resource for dealership leaders exploring new ways to capture more value from the products they already sell. She contributes to DealerRE's consultative approach by helping clients see both the immediate and long-range benefits of well-structured programs.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, which gives her a practical understanding of both product performance and dealership operations. That combination helps her support clients with insight that bridges insurance knowledge and real dealership needs. Brenda works closely with accounts to help maintain smooth communication and dependable service throughout the life of a reinsurance program. For dealers seeking a consulting partner that understands the details behind F&I products and the realities of dealership execution, her experience adds another layer of confidence and day-to-day support.
A reinsurance consultant helps a dealership evaluate, structure, launch, and manage dealer-owned reinsurance programs. That includes reviewing current F&I products, identifying profit-retention opportunities, coordinating legal and administrative setup, supporting compliance, and helping staff understand how the program works. The goal is to replace unnecessary third-party dependency with a structure that gives the dealer more control over underwriting profits and program performance.
Talk with our team about your dealership's goals and opportunities.
DealerRE supports dealerships across the country with consulting, onboarding, administration, and long-term reinsurance program guidance.
Nationwide
Service Reach
Since 1994
Business History
400+ Dealers
Dealer Support
Ask if our consulting model fits your store and market.
Industry association member and sponsor.
Active across multiple state associations.
Clients earned notable dealer honors.
Share your dealership type, current F&I products, and goals. Our team will review your opportunities and explain what a dealer-owned reinsurance program could look like.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533