Vehicle Service Contracts
Reinsure VSCs through your own dealer-owned company to retain underwriting profits, improve ownership experience, and reduce reliance on third-party warranty providers.
DealerRE helps auto dealers structure Controlled Foreign Corporation (CFC) reinsurance programs that retain underwriting profits, improve F&I control, and support long-term tax planning. Backed by decades of dealer-focused experience from Southeast Virginia to clients nationwide, the team helps dealerships replace third-party product dependency with a more strategic, dealer-owned reinsurance model.
Dealer-owned reinsurance solutions built around high-value F&I products and portfolio protection strategies.
Reinsure VSCs through your own dealer-owned company to retain underwriting profits, improve ownership experience, and reduce reliance on third-party warranty providers.
Structure dealer-owned reinsurance for GAP products so your dealership captures profit on total-loss protection while offering flexible coverage options.
Create a customizable limited warranty reinsurance program that helps differentiate your dealership while giving you more control over claims performance.
BHPH dealers can reinsure Debt Cancellation Coverage to reduce write-offs, protect receivables, and keep more underwriting income in-house.
Reinsure Vendor Single Interest coverage to protect lender interests, offset uninsured collateral losses, and retain profits otherwise paid externally.
Collateral Protection Insurance reinsurance helps BHPH dealers and lenders manage uninsured collateral exposure while building a stronger profit center.
Controlled Foreign Corporation reinsurance gives dealers a structured way to retain underwriting profits from core F&I products instead of sending that value to outside providers. DealerRE helps clients design, launch, and manage compliant programs with administrative support, training, reporting, and ongoing guidance, giving dealerships more control over profitability, claims experience, and long-term financial planning.
See how dealers improve profitability and control through dealer-owned reinsurance programs.
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We've done business with DealerRe for years and have been very happy with them!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Excellent customer service! The team is very professional."
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We've done business with DealerRe for years and have been very happy with them!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Excellent customer service! The team is very professional."
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"We've done business with DealerRe for years and have been very happy with them!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Excellent customer service! The team is very professional."
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
Dealers choose DealerRE for experience, support, and a fully managed reinsurance approach.
Founded in 1994, DealerRE brings decades of dealer-focused reinsurance knowledge and execution.
DealerRE manages legal forms, filings, tax returns, renewals, and reporting for smoother program oversight.
Staff onboarding, F&I training, and menu support help dealerships implement programs with confidence.
From its Southeast Virginia roots, DealerRE supports dealers coast to coast with responsive guidance.
Experienced advisors focused on dealer profitability.
Founder
Tim Byrd founded DealerRE in 1994 in Southeast Virginia and has spent decades helping dealers build stronger, more profitable F&I operations through reinsurance. His work has centered on showing dealership owners how to retain underwriting profits, improve efficiency, and reduce dependence on third-party product providers. Under his leadership, DealerRE grew from a regional foundation into a nationwide resource for dealer-owned reinsurance strategy and administration. Tim's long-term perspective, practical dealership focus, and commitment to serving clients have shaped the company's reputation for consistency, education, and results. His experience continues to guide dealers looking for a disciplined, sustainable approach to reinsurance program development.
President
Taylor Byrd serves as President of DealerRE and helps dealers understand the strategic opportunities available through opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer association events, he is known for educating dealer principals on profit retention, program structure, and long-term business value. Taylor has also appeared on industry podcasts and co-authored business-focused work on customer relationships. His leadership combines industry communication skills with disciplined operational thinking shaped by his service as a Captain in the South Carolina Army National Guard. At DealerRE, he helps lead a client-centered approach focused on education, accountability, and measurable dealership growth.
Vice President of DealerRE
Parker Byrd brings direct dealership experience to his role as Vice President of DealerRE. Before joining the company in 2018, he worked at two local dealerships as both an F&I Manager and Salesman, giving him firsthand insight into the daily realities dealers face when evaluating product performance, profitability, and customer experience. That background helps him relate closely to clients and recommend practical reinsurance solutions that fit modern dealership operations. Parker also served in the Army Reserves as a CH-47 mechanic and later as a Crew-Chief, experience that strengthened his discipline and team-oriented leadership style. His blend of dealership knowledge and operational focus makes him a valuable resource for dealers implementing reinsurance programs.
Office Manager / Controller
Heather Spruill joined DealerRE in 2013 after earning her MBA and has become a key part of the company's operational and financial support structure. As Office Manager and Controller, she helps ensure clients receive organized, responsive service from the first phone call through ongoing account administration. Her attention to detail and commitment to client care support the smooth handling of internal processes that matter in long-term reinsurance relationships. Heather also serves as Recording Secretary for The VIADA Charity Fund, reflecting her broader involvement in the Virginia dealer community. Her professionalism, consistency, and service mindset contribute to the dependable experience DealerRE aims to provide every dealership client.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps DealerRE clients identify ways to improve efficiency, productivity, and profit potential through better program strategy. With a background in Strategic Management and Marketing, she brings a growth-oriented perspective to dealership relationships and supports clients as they evaluate how reinsurance can strengthen their business model. Kristi is also an author and speaker, experience that reinforces her ability to communicate clearly and connect business goals with practical action. Her role at DealerRE centers on helping dealers see the bigger picture behind reinsurance, from operational improvement to long-term financial opportunity, while maintaining a strong focus on client success.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a practical understanding of both insurance operations and dealership performance goals. That combination helps her support clients with insight into how reinsurance programs connect to real-world F&I processes and profitability. Brenda's familiarity with the Virginia market, from growing up in Yorktown to living in Locust Hill, adds to her grounded, relationship-driven approach. Her experience and client support focus make her a trusted point of contact for dealers navigating ongoing program administration.
CFC reinsurance for dealers is a dealer-owned reinsurance structure that allows a dealership to retain underwriting profits from eligible F&I products instead of paying those profits to third-party providers. It is commonly used for products like vehicle service contracts, GAP, limited warranties, and certain ancillary protections. The structure is designed to support profit retention, program control, and long-term financial planning.
Speak with DealerRE about structure, fit, and next steps.
DealerRE supports dealerships nationwide with dealer-owned reinsurance guidance, onboarding, and ongoing administration.
Nationwide
Service Reach
Mon-Fri 9AM-5PM
Business Hours
400+ Dealers
Client Track Record
Ask if DealerRE can support your dealership model.
Active industry association membership and support.
Longstanding experience serving auto dealers.
Strong client satisfaction and trust signal.
Connect with DealerRE to discuss your dealership model, current F&I products, and whether a CFC reinsurance structure fits your profitability goals.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533