Vehicle Service Contracts
Build a dealer-owned reinsurance strategy around vehicle service contracts so your dealership can retain underwriting profits, improve ownership experience, and strengthen long-term F&I performance.
Help your dealership turn prepaid maintenance into a stronger profit center with a dealer-owned reinsurance structure built for long-term F&I growth. DealerRE helps dealers create programs that improve customer retention, support repeat service visits, and keep more underwriting profit in-house instead of sending it to third-party providers.

Explore dealer-focused F&I and reinsurance solutions that support retention, profitability, and long-term program control.
Build a dealer-owned reinsurance strategy around vehicle service contracts so your dealership can retain underwriting profits, improve ownership experience, and strengthen long-term F&I performance.
Offer customizable limited warranty programs backed by your own reinsurance company, helping your dealership control claims experience and keep more revenue in-house.
Launch a reinsured certified pre-owned program with inspection and warranty components that help differentiate inventory and create additional retained profit opportunities.
Add tire and wheel protection as a reinsurable ancillary product to expand your F&I menu and capture more profit from everyday road-hazard coverage.
Include windshield repair coverage in your dealership's ancillary product lineup to improve customer value while retaining underwriting income through dealer-owned reinsurance.
Provide paintless dent repair protection as part of a broader retention-focused F&I strategy that helps your dealership keep more profit from each contract sold.
A prepaid maintenance program can do more than add value at the point of sale. With DealerRE, dealers can structure programs that support customer loyalty, encourage repeat service interactions, and align with broader F&I profit-retention goals. Backed by decades of reinsurance experience, DealerRE helps dealerships build practical, compliant programs that keep more revenue working inside the business.

See how dealerships use DealerRE programs to improve retention, profitability, and long-term F&I performance.
Dealers choose DealerRE for experience, structure, and hands-on support that extends beyond setup.
Founded in 1994, DealerRE brings decades of reinsurance guidance for dealership profit-retention strategies.
DealerRE manages forms, filings, renewals, reporting, and bookkeeping to reduce operational burden.
Staff onboarding, F&I training, and menu support help dealerships launch programs with confidence.
From Southeast Virginia roots to coast-to-coast support, DealerRE serves dealers across the country.
Experienced leaders focused on dealership growth.
Founder
Tim Byrd founded DealerRE in 1994 in Southeast Virginia and has spent decades helping dealers build stronger, more profitable F&I operations. His work has centered on showing dealerships how dealer-owned reinsurance can improve efficiency, retain underwriting income, and create long-term business value. Tim's experience gives clients practical guidance rooted in real dealership needs rather than theory alone. Under his leadership, DealerRE grew into a trusted partner for dealers seeking more control over their programs and profitability. As the founder of a family company, Tim has helped shape a service model built on consistency, education, and long-term relationships with dealers nationwide.
President
Taylor Byrd serves as President of DealerRE and helps dealers understand the opportunities available through their own reinsurance company. A frequent speaker at national and state independent dealer association events, Taylor is known for translating complex reinsurance concepts into practical strategies dealership owners can apply. He has also appeared on industry podcasts and contributed thought leadership on building stronger customer relationships. His leadership combines industry education, operational insight, and a strong commitment to helping dealers improve profitability through better program structure. Taylor plays a key role in guiding DealerRE's nationwide growth while supporting clients with clear direction, strategic planning, and long-term partnership.
Vice President of DealerRE
Parker Byrd brings firsthand dealership experience to his role as Vice President of DealerRE. Before joining the company in 2018, he worked at local dealerships as both an F&I Manager and Salesman, giving him direct insight into the pressures and opportunities dealers face every day. That background helps him connect with clients in a practical, relatable way when discussing program structure, profitability, and implementation. Parker's experience supports DealerRE's mission of helping dealerships build smarter F&I strategies that work in the real world. His perspective bridges dealership operations and reinsurance planning, making him a valuable resource for clients looking to improve performance and create sustainable growth.
Office Manager / Controller
Heather Spruill joined DealerRE in 2013 after earning her MBA and has become a key part of the company's client support and operational consistency. As Office Manager and Controller, she helps keep internal processes organized while ensuring clients receive responsive, dependable communication. Her commitment to service is reflected in the way she supports both the DealerRE team and the dealerships they serve. Heather's blend of business education, administrative leadership, and client-first mindset strengthens the day-to-day experience for dealers working with DealerRE. She plays an important role in maintaining the professionalism and follow-through that dealerships need when implementing and managing specialized F&I and reinsurance programs.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps DealerRE clients identify ways to improve efficiency, productivity, and profit potential. With a background in Strategic Management and Marketing, she brings a growth-focused perspective to dealership development and client relationships. Kristi works closely with dealers to understand their goals and align DealerRE solutions with practical business outcomes. Her ability to combine strategic thinking with clear communication makes her an important part of the company's outreach and long-term client success. She supports DealerRE's mission by helping dealerships see how stronger program design and better operational planning can contribute to measurable financial improvement over time.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both coverage structures and dealership operations. That combination helps her support clients with practical insight and responsive account guidance. Brenda understands the details that matter when dealers are evaluating program performance, customer value, and administrative follow-through. Her experience makes her a dependable point of contact for dealerships seeking knowledgeable support as they build and manage reinsurance-backed F&I offerings through DealerRE.
Prepaid maintenance is a vehicle care plan sold in advance that covers scheduled services such as oil changes, tire rotations, and routine inspections for a defined term or mileage period. For dealers, it can support customer retention, increase service-lane traffic, and create additional F&I revenue. When structured strategically, it can also complement broader profit-retention goals through dealer-controlled program models.
Speak with DealerRE about structure, setup, and dealership fit.
National dealer association member and sponsor.
Decades of dealership reinsurance experience.
Backed by strong client satisfaction.
Connect with DealerRE to discuss prepaid maintenance strategy, reinsurance structure, onboarding support, and the right fit for your dealership goals.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533