Door Ding Protection
Offer paintless dent repair coverage as a reinsurable F&I product, helping your dealership retain underwriting profits while adding a practical appearance-protection benefit customers understand.
Help your dealership add high-margin appearance protection products without handing profits to third-party providers. DealerRE structures dealer-owned reinsurance programs that let you offer paint and interior protection with stronger control over claims, training, and long-term F&I performance, backed by decades of experience serving dealers nationwide.

Dealer-focused protection and reinsurance solutions that support stronger F&I performance, retention, and program control.
Offer paintless dent repair coverage as a reinsurable F&I product, helping your dealership retain underwriting profits while adding a practical appearance-protection benefit customers understand.
Add windshield repair coverage for chips, stars, and small cracks caused by road hazards, packaged as a dealer-owned reinsurance opportunity that supports ancillary F&I income.
Bundle theft prevention features like window etching and anti-theft labeling into your F&I menu to create additional protected revenue streams through reinsurance.
Provide road-hazard tire and wheel protection with non-prorated coverage and roadside support while keeping more underwriting profit inside your dealership's program.
Support your appearance and protection strategy with customizable limited warranty structures that help differentiate your dealership and improve ownership confidence.
Strengthen your overall F&I portfolio with reinsured VSC programs that complement appearance protection and help maximize per-deal profitability.
DealerRE helps dealerships implement paint and interior protection programs within a dealer-owned reinsurance structure, so more of the underwriting profit stays with the dealer. Instead of relying on outside providers, your team gains better control over product performance, claims experience, staff training, and customer presentation while building a more valuable, repeatable F&I process.

See how dealers improve F&I profitability and customer value through reinsurance-backed protection programs.
Dealers partner with DealerRE for experience, structure, and full-service support.
Founded in 1994, DealerRE brings decades of reinsurance guidance to dealer-owned F&I programs.
Your staff gets onboarding, F&I training, and menu support to improve product presentation and consistency.
DealerRE manages legal forms, filings, renewals, tax returns, reporting, and claims administration support.
Keep more underwriting income in your program instead of sending revenue to third-party providers.
Experienced advisors serving dealers nationwide.
Founder
Tim Byrd founded DealerRE in 1994 in Southeast Virginia and has spent decades helping dealers build stronger, more profitable F&I programs through reinsurance. His long-term focus has been helping dealership owners improve efficiency, retain underwriting profits, and create programs that better serve both the business and the customer. Under his leadership, DealerRE grew from a regional foundation into a nationwide resource for dealers seeking practical, compliant reinsurance structures. Tim's experience gives clients a seasoned perspective on how to align protection products, administration, and long-term profitability in a way that supports sustainable dealership growth.
President
Taylor Byrd helps lead DealerRE's work with dealerships seeking to understand and implement dealer-owned reinsurance programs. As a frequent speaker at national and state independent dealer association events, he brings an educational approach to topics like reinsurance structure, F&I opportunity, and long-term dealership profitability. He has also appeared on industry podcasts and contributed thought leadership on building stronger customer relationships. Taylor combines strategic communication with operational insight, helping dealers evaluate how products such as warranties and ancillary protections can fit into a more profitable, better-managed program. His leadership supports DealerRE's mission of serving dealers with clarity, integrity, and practical guidance.
Vice President of DealerRE
Parker Byrd brings direct dealership experience to DealerRE, having previously worked at local dealerships as both an F&I Manager and Salesman before joining the company in 2018. That background helps him relate closely to the day-to-day realities dealers face when presenting products, structuring deals, and improving profitability. His practical understanding of modern dealership operations makes him especially valuable when helping clients evaluate how protection products and reinsurance programs fit into their sales process. Parker's blend of field experience and leadership supports dealers looking for realistic, actionable ways to strengthen F&I performance and create programs that work in the real world.
Office Manager / Controller
Heather Spruill joined DealerRE in 2013 after earning her MBA and has become a key part of the company's client support and operational consistency. Known for her responsiveness and commitment to service, she helps ensure dealers receive organized, dependable assistance throughout their relationship with DealerRE. Her financial and administrative oversight supports the behind-the-scenes structure that keeps programs running smoothly, from communication to internal coordination. Heather's client-first mindset reflects DealerRE's emphasis on professionalism, clarity, and long-term partnership, making her an important resource for dealerships that value attentive support as much as strategic program performance.
VP of Business Development
Kristi Cashman supports DealerRE's growth by helping dealerships identify ways to improve efficiency, productivity, and profit potential. With a background in strategic management and marketing, she brings a business-minded perspective to dealer development and relationship building. Her work focuses on helping clients understand where reinsurance and F&I program improvements can create measurable value inside the dealership. Kristi's communication skills and strategic outlook make her a strong partner for dealers exploring new opportunities, including ancillary protection products and broader profit-retention strategies. She contributes to DealerRE's consultative approach by connecting business goals with practical program solutions.
Account Manager
Brenda West brings more than 20 years of insurance industry experience along with dealership F&I management knowledge, giving her a well-rounded understanding of both coverage structures and dealer operations. Her background helps her support clients with practical insight into how protection products are positioned, administered, and aligned with dealership goals. Because she has worked inside a successful dealership environment, Brenda understands the importance of balancing customer value, compliance, and profitability. Her experience makes her a valuable point of contact for dealers who want knowledgeable support from someone who understands the realities of F&I from both the insurance and dealership sides.
A dealer warranty typically covers specific mechanical or component failures for a defined term, mileage limit, and list of covered parts. Coverage can vary widely by program, but common inclusions are engine, transmission, and drivetrain components. In a dealer-owned reinsurance structure, the dealership can often customize terms, manage claims experience more closely, and retain underwriting profits rather than outsourcing the entire program.
Talk with our team about program structure and dealer fit.
Active industry association membership and support.
Long-standing dealership reinsurance experience.
Backed by strong client satisfaction.
Tell us about your dealership and current F&I goals. Our team will review your opportunities, explain the reinsurance structure, and outline practical next steps.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533