Vehicle Service Contracts
Reinsure VSCs through your own dealer-owned company to retain underwriting profits, improve ownership experience, and reduce reliance on third-party warranty providers.
DealerRE helps franchise dealers build dealer-owned reinsurance programs that keep underwriting profits in-house, strengthen F&I performance, and improve long-term control over claims and product strategy. With decades of experience serving dealers nationwide, the team provides practical guidance, compliant structures, and full-service support to help stores replace third-party dependence with a more profitable model.
Explore dealer-owned reinsurance programs built to improve F&I profitability, control claims, and retain underwriting income.
Reinsure VSCs through your own dealer-owned company to retain underwriting profits, improve ownership experience, and reduce reliance on third-party warranty providers.
Create a dealer-owned GAP reinsurance structure that captures profit from every contract while offering flexible coverage options and tax-advantaged income retention.
Offer reinsured limited warranty programs that help your dealership stand out, manage claims experience, and keep more revenue inside the business.
Launch a reinsured CPO program with customizable warranty terms and inspection standards while retaining underwriting profits instead of paying outside providers.
Add a reinsurable tire and wheel protection product to your F&I lineup and keep ancillary product profits through your own reinsurance company.
Reinsure theft prevention products such as window etching and anti-theft labeling to expand F&I offerings and capture additional per-unit profit.
Franchise dealer reinsurance gives your store greater control over product performance, claims outcomes, and long-term profitability. DealerRE helps structure and manage programs that replace outside providers with a dealer-owned model, allowing you to retain underwriting income, support tax planning goals, and build a stronger F&I department with experienced guidance, training, and administration.
See how dealers improve profitability and control with DealerRE reinsurance programs.
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Excellent customer service! The team is very professional."
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Excellent customer service! The team is very professional."
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Excellent customer service! The team is very professional."
"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
Dealers choose DealerRE for experience, administration, and practical F&I growth support.
Founded in 1994, DealerRE brings decades of reinsurance expertise to franchise dealer programs.
The team manages legal forms, filings, renewals, tax returns, bookkeeping, and performance reporting.
Exceptional onboarding, F&I classes, and menu support help dealership teams implement programs effectively.
Serving dealers coast to coast, DealerRE supports franchise stores across diverse markets and operating models.
Experienced advisors supporting dealer-owned reinsurance growth.
Founder
Tim Byrd founded DealerRE in 1994 in Southeast Virginia and has spent decades helping dealers improve profitability through smarter F&I and reinsurance strategies. His work has centered on showing dealership owners how to retain underwriting profits, strengthen customer offerings, and build more efficient programs instead of relying on outside providers. As the founder of a family-run company, Tim has shaped DealerRE around long-term relationships, practical education, and steady support for dealers navigating complex reinsurance decisions. His experience gives franchise and independent dealers a seasoned perspective on program structure, administration, and sustainable growth.
President
Taylor Byrd serves as President of DealerRE and helps dealers understand the strategic value of opening and operating their own reinsurance company. He is a frequent speaker at national and state dealer association events and has shared insights on reinsurance opportunities through industry podcasts and educational appearances. Taylor combines leadership experience, dealership-focused communication, and a strong understanding of dealer needs to guide clients through growth-focused F&I decisions. His role includes helping franchise and independent dealers evaluate opportunities, improve profitability, and implement reinsurance structures that align with long-term business goals and customer experience priorities.
Vice President of DealerRE
Parker Byrd brings direct dealership experience to his role as Vice President of DealerRE. Before joining the company in 2018, he worked at local dealerships as both an F&I Manager and Salesman, giving him firsthand insight into the daily realities of dealership operations, product presentation, and profit performance. That background helps him relate closely to dealer principals and F&I teams looking for practical reinsurance solutions that work in today's market. Parker supports clients with a grounded perspective on implementation, training, and operational fit, helping dealerships build programs that are both profitable and manageable over the long term.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and operational administration. As Office Manager and Controller, she helps ensure the day-to-day financial and administrative side of the business runs smoothly for both the internal team and dealership clients. Her responsiveness, organization, and commitment to service support DealerRE's full-service approach, which includes reporting, bookkeeping, and ongoing program administration. Heather's role helps franchise dealers work with a team that values clear communication, dependable follow-through, and a professional client experience from onboarding through ongoing account support.
VP of Business Development
Kristi Cashman serves as VP of Business Development and focuses on helping businesses reach stronger levels of efficiency, productivity, and profitability. With a background in strategic management and marketing, she brings a growth-minded perspective to DealerRE's work with franchise and independent dealers. Kristi helps communicate the value of dealer-owned reinsurance in a way that connects business goals with practical implementation. Her experience supports dealers who want to optimize operations, improve F&I performance, and create more durable profit centers. She adds strategic insight to the DealerRE team while helping clients evaluate opportunities for long-term business improvement.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a valuable understanding of both insurance operations and dealership profitability. That combination helps her support clients with practical insight into product performance, account needs, and day-to-day program management. Brenda's experience makes her a strong resource for dealers seeking knowledgeable support from someone who understands the realities of F&I, customer-facing dealership operations, and the administrative side of reinsurance programs.
Franchise dealer reinsurance solutions allow a dealership to participate in the underwriting profits generated by eligible F&I products through a dealer-owned reinsurance company. Instead of sending profit to third-party providers, the dealership can retain more income, gain visibility into claims performance, and build a structured, long-term profit center tied to products such as VSC, GAP, and limited warranties.
Speak with our team about structure, products, and profitability.
DealerRE supports franchise and independent dealers across the country with remote guidance and full-service administration.
Nationwide
Service Reach
28 Years
Years Proven
400+ Dealers
Dealer Clients
See how DealerRE can support your store nationwide.
Industry association membership and sponsorship.
Based on 36 Google reviews.
Established expertise since 1994.
Connect with DealerRE to discuss your dealership goals, current F&I products, and the right dealer-owned reinsurance structure for your operation.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533