Limited Warranties
Set up reinsured limited mechanical breakdown warranties that help your dealership retain underwriting profits, control claims experience, and offer customers meaningful coverage tied to the ownership lifecycle.
Build a dealer-owned BHPH warranty program that helps you retain underwriting profits, control claims experience, and strengthen customer retention. DealerRE guides dealers through compliant program setup, training, and administration so your limited warranty offering supports both portfolio performance and a better ownership experience.
Structured solutions for dealers building profitable, dealer-controlled warranty and protection programs.
Set up reinsured limited mechanical breakdown warranties that help your dealership retain underwriting profits, control claims experience, and offer customers meaningful coverage tied to the ownership lifecycle.
Build dealer-owned VSC programs that replace third-party profit leakage with captive reinsurance income while supporting repeat business, stronger F&I performance, and a more consistent customer experience.
Launch a reinsured certified pre-owned program with inspection standards and customizable warranty terms that help your BHPH inventory stand out and reinforce buyer confidence.
Add DCC structures that protect receivables after total loss events, reduce write-offs, and help BHPH dealers move customers into replacement vehicles more efficiently.
Implement CPI reinsurance solutions that protect uninsured collateral and reduce losses when borrowers fail to maintain required insurance on financed vehicles.
Establish VSI coverage structures that protect the dealer's financial interest through coverage for uninsured damage, repossession-related costs, towing, storage, and skip tracing.
DealerRE reviews your current BHPH operation, F&I performance, portfolio risks, and customer lifecycle goals to identify where a limited warranty program can improve profitability and retention.
See how dealers improve profitability and control with reinsured warranty programs.
"These guys are pros when setting up Dealer warranty. Superb service!"
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"The program that they put together is just perfect for our organization!"
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"Excellent customer service! The team is very professional."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Great folks & easy deal with."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"These guys are pros when setting up Dealer warranty. Superb service!"
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"The program that they put together is just perfect for our organization!"
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"Excellent customer service! The team is very professional."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Great folks & easy deal with."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"These guys are pros when setting up Dealer warranty. Superb service!"
"One of the best decisions we ever made for our BHPH operation was partnering with DealerRE! Taylor, Parker and their entire team are second to none!"
"The program that they put together is just perfect for our organization!"
"“Great company to work with! I’ll admit I was skeptical when I first signed up in 2018, but looking back now, it has truly transformed my business for the better—not just for me, but for my customers as well. Parker, Taylor, and their knowledgeable staff are excellent and always very..."
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."
"Excellent customer service! The team is very professional."
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Great folks & easy deal with."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
DealerRE helps dealers build smarter, more profitable warranty and reinsurance programs.
Founded in 1994, DealerRE brings decades of reinsurance expertise to dealer program development.
We manage filings, tax returns, renewals, claims support, bookkeeping, and performance reporting.
Your staff receives onboarding, F&I training, and rollout support to improve program adoption.
Built for auto dealers, our programs help capture profits third-party providers usually keep.
Experienced leaders focused on dealer profitability.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build more efficient, profitable F&I and reinsurance programs. His experience gives BHPH and independent dealers practical guidance on structuring warranty and protection programs that support long-term growth. Tim's leadership helped establish DealerRE as a trusted resource for dealers seeking to retain underwriting profits instead of outsourcing them to third parties. He is known for combining strategic insight with a service-first mindset, helping clients understand not just how reinsurance works, but how to apply it in ways that improve customer experience, portfolio performance, and dealership stability over time.
President
Taylor Byrd serves as President of DealerRE and helps dealers understand the strategic opportunities available through dealer-owned reinsurance. A frequent speaker at national and state independent dealer association events, he brings industry education, leadership, and practical insight to BHPH warranty program development. Taylor has also appeared on The Independent Dealer Podcast and co-authored a book focused on building winning customer relationships. His background as a Captain in the South Carolina Army National Guard informs his disciplined, mission-driven leadership style. At DealerRE, he works closely with clients to create programs that improve profitability, strengthen customer retention, and support sustainable dealership growth.
Vice President of DealerRE
Parker Byrd brings direct dealership experience to DealerRE, having previously worked as both an F&I Manager and Salesman before joining the company in 2018. That hands-on background helps him relate to the day-to-day realities dealers face when implementing warranty and reinsurance programs. He understands how program structure, staff presentation, and operational execution affect both profitability and customer satisfaction. Parker also served in the Army Reserves as a CH-47 mechanic and Crew-Chief, experience that reflects his disciplined approach to leadership and problem-solving. At DealerRE, he helps clients translate reinsurance concepts into practical systems that fit modern dealership operations and sales processes.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and administrative operations. Her responsiveness, organization, and commitment to service help ensure dealers receive dependable support throughout onboarding and ongoing program administration. In a business where details matter, Heather helps keep processes moving smoothly across communication, documentation, and internal coordination. Her client-first mindset aligns well with DealerRE's emphasis on long-term partnerships rather than one-time transactions. She also brings a strong sense of community involvement, reflecting the values-driven culture that shapes how DealerRE serves dealers nationwide.
VP of Business Development
Kristi Cashman supports DealerRE's growth by helping businesses identify ways to improve efficiency, productivity, and profit potential. With a background in strategic management and marketing, she brings a strong business-development perspective to dealer conversations about warranty and reinsurance opportunities. Kristi helps clients think beyond a single product and focus on how a well-structured program can support broader dealership goals, including customer satisfaction, retention, and financial performance. Her communication skills and strategic mindset make her a valuable resource for dealers evaluating how to expand or refine their F&I offerings through dealer-owned structures.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a practical understanding of how warranty and protection products function in real dealership environments. That combination of insurance knowledge and dealership experience helps her support clients with clarity and relevance. Brenda understands the operational and financial considerations dealers face, and she helps maintain strong client relationships through responsive, informed account support that keeps programs running effectively.
A limited warranty typically covers specific mechanical breakdown components for a defined term or mileage period rather than the entire vehicle. In a BHPH setting, coverage often focuses on major systems such as engine, transmission, and drivetrain components. The exact scope depends on how the dealer structures the program, including covered parts, exclusions, claim procedures, and contract duration.
Talk with our team about your dealership goals.
Active industry member and sponsor.
Connected across multiple dealer associations.
Clients earned notable dealer honors.
Tell us about your dealership, current F&I setup, and program goals. Our team will review your needs and help outline the right BHPH warranty structure for your operation.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533