DealerRE empowers auto dealers nationwide to take control of their F&I profits through dealer-owned reinsurance companies. With 28 years of proven expertise and BBB certification, we help franchise, independent, and BHPH dealers maximize profitability, control claims, and deliver exceptional customer experiences—all while building long-term wealth through admin obligor reinsurance programs.
Comprehensive F&I products designed to maximize dealer profitability while protecting your customers and controlling their ownership experience.
Reinsured extended warranties that allow dealers to capture profits traditionally sent to third-party companies. Customize coverage levels from 72-month exclusionary wraps to short-term powertrain contracts, controlling the customer experience while maximizing profitability.
Deficiency balance waiver covering the gap between insurance settlement and loan balance in total loss situations. Includes up to $1,000 deductible coverage, 150% or 125% LTV options, and is backed by an 'A' rated carrier for complete customer protection.
Reinsured waiver designed for BHPH dealers as an affordable alternative to full coverage insurance. Covers total debt owed in total loss situations, enabling dealers to transition customers into replacement vehicles while maintaining cash flow and profitability.
Comprehensive InTire coverage protecting against road hazards with non-prorated benefits and 24/7 roadside assistance. Less expensive than traditional road hazard coverage, this product adds value to ancillary bundles while boosting dealership profits.
DealerRenew Certified program featuring a 100+ point inspection and reinsured limited warranty. Capture 100% of underwriting profits while offering customers multiple warranty terms and coverage options that transform the certified car market.
Force-placed physical damage coverage protecting dealer interests when customers fail to maintain required insurance. Reinsure CPI in your dealer-owned company to capture underwriting profits while fulfilling credit agreement requirements and protecting your collateral.
For nearly three decades, DealerRE has helped over 400 auto dealers nationwide establish and manage admin obligor reinsurance companies that replace third-party F&I products. By reinsuring warranties, GAP, tire protection, and other ancillary products through your own company, you capture 100% of underwriting profits that previously went to outside providers. Our comprehensive administration handles training, claims adjudication, compliance, and financial reporting—allowing you to maximize each deal, control the customer ownership experience, and build long-term wealth. All programs are backed by 'A' rated carriers, ensuring your customers receive top-tier protection while you retain the profits.
Our clients include National Quality Dealer award winners, NIADA board members, and state dealer association leaders.
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"These guys are pros when setting up Dealer warranty. Superb service!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"We've done business with DealerRe for years and have been very happy with them!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Excellent customer service! The team is very professional."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"These guys are pros when setting up Dealer warranty. Superb service!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"We've done business with DealerRe for years and have been very happy with them!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Excellent customer service! The team is very professional."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"These guys are pros when setting up Dealer warranty. Superb service!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"We've done business with DealerRe for years and have been very happy with them!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"Excellent customer service! The team is very professional."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
28 years of proven expertise helping dealers maximize profitability through dealer-owned reinsurance.
Since 1994, we've helped over 400 dealers coast to coast establish profitable reinsurance companies with proven compliance and success.
We manage all legal forms, filings, tax returns, claims adjudication, compliance, training, and performance analysis—you focus on selling cars.
Exceptional onboarding, ongoing F&I training, custom menus, and dedicated support. We only succeed when you do—the ideal partnership.
Take back profits traditionally lost to third-party providers. Invest premiums for additional ROI with no hidden fees or surprises.
Family-owned expertise serving dealers with integrity and proven results.
Founder
Tim Byrd founded DealerRE in 1994 in Southeast Virginia with a mission to help auto dealers expand their F&I programs to be more efficient and profitable. For nearly three decades, Tim has pioneered dealer-owned reinsurance solutions that put profits back in dealers' hands rather than sending them to third-party providers. DealerRE is a family company built on the foundation of Jesus Christ and the word of God, with core values of generosity, honor, excellence, communication, and integrity guiding every client relationship. Under Tim's leadership, DealerRE has grown to serve over 400 dealers coast to coast, helping many achieve recognition as National Quality Dealers, NIADA board members, and state dealer association leaders. Tim's vision has transformed how dealers approach F&I profitability while maintaining an unwavering commitment to ethical business practices and exceptional customer service.
President
Taylor Byrd serves as President of DealerRE, bringing military leadership experience and deep industry expertise to the family business. A frequent speaker at National and State Independent Dealer Association events, Taylor has been featured on The Independent Dealer Podcast discussing reinsurance opportunities and the benefits of dealer-owned reinsurance companies. He co-authored "Race To The Finish Line: Creating Winning Relationships With Customers," sharing insights on building lasting customer relationships in the automotive industry. Taylor formerly served as a Captain in the South Carolina Army National Guard, where he developed the leadership skills he now uses to guide the DealerRE team. Above all, Taylor is a disciple of Jesus Christ, and the great commission is his first mission. As Taylor says, "DealerRE exists to have a positive impact on people, to shine the light of Christ on our clients, their customers, and our partners, and we just happen to do so through the vehicle of reinsurance."
Vice President of DealerRE
Parker Byrd joined DealerRE in 2018 after gaining valuable frontline experience working at two local dealerships as both an F&I Manager and Salesman. This hands-on experience gives Parker a unique advantage in relating to clients and understanding the daily challenges of today's modern dealership F&I operations. In 2015, Parker enlisted in the Army Reserves as a CH-47 Mechanic, advancing to become a Crew-Chief on CH-47 Helicopters after a year and a half of training and education. He continues to serve while pursuing his degree in Business Administration. Parker's combination of military discipline, dealership experience, and technical expertise makes him an invaluable resource for dealers looking to optimize their F&I programs through reinsurance. Parker is happily married to his high school sweetheart and resides in Tappahannock, Virginia, where he balances his military service, education, and commitment to helping DealerRE clients succeed.
Office Manager / Controller
Heather Spruill began her career with DealerRE in 2013 after earning her MBA in 2012, bringing sophisticated financial management and exceptional client service to the company. Her commitment to clients is evident from the minute she picks up the phone, earning her the well-deserved title of Office Queen. Heather manages the financial operations and administrative functions that keep DealerRE running smoothly, ensuring clients receive accurate, timely support for their reinsurance companies. As Controller, she oversees all financial reporting, bookkeeping, and compliance filings—critical functions that allow dealers to focus on their core business while DealerRE handles the complex administrative requirements of reinsurance. Heather is the mother of two grown boys and, in her free time, she and her husband Greg volunteer with the homeless and food insecure, demonstrating the values of generosity and service that define the DealerRE culture. She holds office on The VIADA Charity Fund as Recording Secretary.
VP of Business Development
Kristi Cashman joined DealerRE with a passion to help individuals and businesses reach their highest potential, bringing proven talents in strategic management and marketing to the Vice President of Business Development role. With a degree in Strategic Management and Marketing, Kristi understands what it takes for businesses to optimize efficiency, productivity, and profit potential—expertise she applies daily in helping dealers discover and maximize their reinsurance opportunities. As an author of two books, "Focus" and "You Are Perfect," Kristi brings a unique perspective on personal and professional growth to her work with dealer clients. She speaks at women's conferences and seminars in her spare time, sharing insights on achievement and excellence. Kristi is a wife and mother to five fabulous kids, balancing her professional success with a rich family life that keeps her grounded and relatable to the dealer families DealerRE serves nationwide.
Account Manager
Brenda West brings over 20 years of insurance industry experience to her role as Account Manager at DealerRE, combined with a financial background that includes hands-on experience as an F&I Manager at a very successful dealership. This dual expertise in insurance operations and dealership F&I makes Brenda uniquely qualified to support dealers in establishing and managing their reinsurance companies. She understands both the technical insurance requirements and the practical realities of dealership operations, allowing her to provide exceptional guidance and support to clients navigating the reinsurance landscape. Brenda grew up in Yorktown, Virginia, but now makes Locust Hill, Virginia her home. She is the proud mother of two grown sons who are a huge part of her life. Brenda's combination of industry knowledge, dealership experience, and genuine commitment to client success makes her an invaluable resource for dealers seeking to maximize F&I profitability through reinsurance.
A dealer-owned reinsurance company is a captive insurance entity that allows auto dealers to underwrite and administer their own F&I products—such as vehicle service contracts, GAP coverage, tire protection, and debt cancellation—rather than purchasing these products from third-party providers. When you sell an F&I product to a customer, the premium is collected by your reinsurance company, which is backed by an 'A' rated carrier for claims protection. You retain 100% of underwriting profits that would otherwise go to outside warranty companies. DealerRE handles all administration, compliance, claims adjudication, financial reporting, and tax filings, making the process seamless while you capture profits and control your customers' ownership experience.
Schedule a complimentary dealership analysis to discover your reinsurance profit potential.
Certified by the Better Business Bureau for ethical business practices.
Active member and sponsor of the National Independent Automobile Dealers Association.
Nearly three decades helping dealers maximize profitability through reinsurance.
Schedule your complimentary dealership profitability analysis. Our experts will show you exactly how much profit you're sending to third-party providers—and how to keep it.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533