DealerRE empowers auto dealers nationwide to take control of their F&I profits through dealer-owned reinsurance companies. With 28 years of proven expertise and BBB certification, we help franchise, independent, and BHPH dealers maximize profitability, control claims, and deliver exceptional customer experiences—all while building long-term wealth through admin obligor reinsurance programs.
Comprehensive F&I products designed to maximize dealer profitability while protecting your customers and controlling their ownership experience.
Reinsured extended warranties that allow dealers to capture profits traditionally sent to third-party companies. Customize coverage levels from 72-month exclusionary wraps to short-term powertrain contracts, controlling the customer experience while maximizing profitability.
Deficiency balance waiver covering the gap between insurance settlement and loan balance in total loss situations. Includes up to $1,000 deductible coverage, 150% or 125% LTV options, and is backed by an 'A' rated carrier for complete customer protection.
Reinsured waiver designed for BHPH dealers as an affordable alternative to full coverage insurance. Covers total debt owed in total loss situations, enabling dealers to transition customers into replacement vehicles while maintaining cash flow and profitability.
Comprehensive InTire coverage protecting against road hazards with non-prorated benefits and 24/7 roadside assistance. Less expensive than traditional road hazard coverage, this product adds value to ancillary bundles while boosting dealership profits.
DealerRenew Certified program featuring a 100+ point inspection and reinsured limited warranty. Capture 100% of underwriting profits while offering customers multiple warranty terms and coverage options that transform the certified car market.
Force-placed physical damage coverage protecting dealer interests when customers fail to maintain required insurance. Reinsure CPI in your dealer-owned company to capture underwriting profits while fulfilling credit agreement requirements and protecting your collateral.
For nearly three decades, DealerRE has helped over 400 auto dealers nationwide establish and manage admin obligor reinsurance companies that replace third-party F&I products. By reinsuring warranties, GAP, tire protection, and other ancillary products through your own company, you capture 100% of underwriting profits that previously went to outside providers. Our comprehensive administration handles training, claims adjudication, compliance, and financial reporting—allowing you to maximize each deal, control the customer ownership experience, and build long-term wealth. All programs are backed by 'A' rated carriers, ensuring your customers receive top-tier protection while you retain the profits.
Our clients include National Quality Dealer award winners, NIADA board members, and state dealer association leaders.
"These guys are pros when setting up Dealer warranty. Superb service!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"These guys are pros when setting up Dealer warranty. Superb service!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"These guys are pros when setting up Dealer warranty. Superb service!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"Fantastic company to work with. Even better people to do business with. Success will follow you when working with DealerRe."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
28 years of proven expertise helping dealers maximize profitability through dealer-owned reinsurance.
Since 1994, we've helped over 400 dealers coast to coast establish profitable reinsurance companies with proven compliance and success.
We manage all legal forms, filings, tax returns, claims adjudication, compliance, training, and performance analysis—you focus on selling cars.
Exceptional onboarding, ongoing F&I training, custom menus, and dedicated support. We only succeed when you do—the ideal partnership.
Take back profits traditionally lost to third-party providers. Invest premiums for additional ROI with no hidden fees or surprises.
Family-owned expertise serving dealers with integrity and proven results.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through dealer-owned reinsurance. His experience spans program structure, profitability strategy, and long-term dealer support, giving clients practical guidance rooted in real industry knowledge. Tim's leadership helped establish DealerRE as a trusted resource for dealerships seeking to retain underwriting profits instead of relying on third-party product providers. As the company's founder, he has remained focused on helping dealers improve efficiency, strengthen customer offerings, and create sustainable financial advantages through well-managed reinsurance programs.
President
Taylor Byrd serves as President of DealerRE and helps dealerships understand the strategic value of opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer events, he brings a strong educational approach to dealer partnerships and is known for making complex reinsurance concepts practical and actionable. Taylor has also appeared on industry podcasts to discuss dealer-owned reinsurance opportunities and how dealers can improve profitability through smarter F&I structures. His leadership combines industry insight, communication, and a commitment to helping clients build programs that support both operational performance and long-term growth.
Vice President of DealerRE
Parker Byrd brings dealership-side experience to his role as Vice President of DealerRE, having previously worked as both an F&I Manager and Salesman at local dealerships. That firsthand background helps him relate directly to dealer clients and understand the day-to-day realities of presenting products, managing profitability, and improving customer experience. Since joining DealerRE, Parker has helped support reinsurance programs with a practical perspective shaped by real showroom and finance office experience. His ability to connect operational dealership needs with long-term reinsurance strategy makes him a valuable resource for clients looking to strengthen ancillary product performance and retain more F&I income.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and operational administration. As Office Manager and Controller, she helps ensure dealers receive responsive communication, organized program support, and dependable back-office coordination. Her commitment to service is reflected in the consistency and professionalism clients experience throughout their relationship with DealerRE. Heather's administrative leadership supports the company's full-service model, helping dealerships stay focused on growth while DealerRE assists with the details that keep reinsurance programs running smoothly and efficiently.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify opportunities to improve efficiency, productivity, and profit potential through smarter reinsurance strategies. With a background in strategic management and marketing, she brings a growth-focused perspective to dealer relationships and program development. Kristi works closely with clients to align business goals with practical F&I solutions that support stronger performance over time. Her ability to combine strategic thinking with client-centered communication makes her an important part of DealerRE's mission to help dealers build more valuable, better-managed reinsurance programs.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance operations and dealership profitability. That combination helps her support clients with practical insight into how reinsurance programs fit into everyday F&I performance. Brenda's experience allows her to communicate clearly with dealers, anticipate common concerns, and help maintain the responsive service DealerRE is known for across its nationwide client base.
A dealer-owned reinsurance company is a captive insurance entity that allows auto dealers to underwrite and administer their own F&I products—such as vehicle service contracts, GAP coverage, tire protection, and debt cancellation—rather than purchasing these products from third-party providers. When you sell an F&I product to a customer, the premium is collected by your reinsurance company, which is backed by an 'A' rated carrier for claims protection. You retain 100% of underwriting profits that would otherwise go to outside warranty companies. DealerRE handles all administration, compliance, claims adjudication, financial reporting, and tax filings, making the process seamless while you capture profits and control your customers' ownership experience.
Schedule a complimentary dealership analysis to discover your reinsurance profit potential.
Certified by the Better Business Bureau for ethical business practices.
Active member and sponsor of the National Independent Automobile Dealers Association.
Nearly three decades helping dealers maximize profitability through reinsurance.
Schedule your complimentary dealership profitability analysis. Our experts will show you exactly how much profit you're sending to third-party providers—and how to keep it.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.