Navigating the complexities of motor vehicle service contract provider licensing requires specialized expertise and proven compliance strategies. DealerRE brings 28 years of experience helping auto dealers establish legally compliant, profitable reinsurance programs that meet state regulatory requirements while maximizing F&I profitability and customer satisfaction.
Comprehensive licensing support and compliant reinsurance programs designed to maximize dealer profitability while meeting regulatory requirements.
Fully compliant extended warranty programs reinsured through dealer-owned companies. Capture profits while controlling the customer ownership experience with customizable terms from 72-month exclusionary wraps to short-term powertrain coverage.
Customizable mechanical breakdown coverages that differentiate your dealership. Reinsuring these warranties allows you to control claims, enhance customer satisfaction, and retain profits otherwise sent to third-party providers.
Compliant deficiency balance waiver protecting customers from total loss scenarios. Offers 150% or 125% LTV coverage with deductible protection up to $1,000, backed by A-rated carriers.
Reinsured waiver solution for BHPH dealers that covers total debt in loss events. More affordable than full coverage insurance, helping customers maintain payments while meeting state liability requirements.
Force-placed insurance protecting your interest when customers fail to maintain required coverage. Reinsure CPI through your dealer-owned company to capture underwriting profits while ensuring compliance.
DealerRenew Certified includes 100+ point inspections and reinsured warranties. Multiple term and coverage options allow you to capture 100% of underwriting profit through admin obligor programs.
Motor vehicle service contract provider licensing demands precise regulatory knowledge and meticulous compliance. DealerRE manages all legal forms, filings, tax returns, and renewals for your admin obligor reinsurance company, ensuring you meet state requirements while capturing the profits traditionally sent to third-party warranty companies. Our 28 years of proven success means your programs are built on a foundation of regulatory compliance and profitability optimization, giving you peace of mind and exceptional returns.
Over 400 dealers nationwide trust DealerRE for compliant, profitable reinsurance programs.
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Excellent customer service! The team is very professional."
"Great team, supper helpful!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Excellent customer service! The team is very professional."
"Great team, supper helpful!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"Excellent customer service! The team is very professional."
"Great team, supper helpful!"
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
The gold standard in reinsurance for auto dealers nationwide.
Nearly three decades of regulatory compliance expertise and helping dealers nationwide establish profitable admin obligor reinsurance programs.
We handle all legal forms, state filings, tax returns, and license renewals, ensuring your programs meet evolving regulatory requirements across all jurisdictions.
Your admin obligor reinsurance company is insured by A-rated carriers, providing the financial strength and credibility required for licensing compliance.
Exceptional onboarding, comprehensive staff training, and ongoing support ensure your team maximizes profitability while maintaining regulatory compliance at every touchpoint.
Reinsurance experts dedicated to your compliance and profitability.
Founder
Tim Byrd started DealerRE in 1994 in Southeast Virginia and has been helping dealers to expand their F&I programs to be more efficient and profitable ever since. With nearly three decades of experience navigating the complex regulatory landscape of motor vehicle service contract provider licensing, Tim has built DealerRE on a foundation of integrity, compliance excellence, and unwavering commitment to dealer success. His expertise spans the evolution of reinsurance regulations across multiple states, ensuring clients maintain compliant programs while maximizing profitability. DealerRE is a family company that is built on the foundation of Jesus Christ and the word of God, bringing values of honesty, excellence, and service to every client relationship.
President
Taylor Byrd is a frequent speaker at National and State Independent Dealer Association events and has been a guest on The Independent Dealer Podcast to discuss reinsurance and the opportunities that dealers have in opening their own reinsurance company. As a co-author in Race To The Finish Line: Creating Winning Relationships With Customers, Taylor brings thought leadership to the industry on compliance and profitability. He formerly served in the South Carolina Army National Guard as a Captain and uses his Army leadership skills to help lead the DealerRE team through complex regulatory challenges. Taylor's expertise in motor vehicle service contract provider licensing helps dealers navigate state-specific requirements while building sustainable, profitable programs. Above all, Taylor is a disciple of Jesus Christ and the great commission is his first mission. As Taylor says, DealerRE exists to have a positive impact on people, to shine the light of Christ on our clients, their customers, and our partners, and we just happen to do so through the vehicle of reinsurance.
Vice President of DealerRE
Before Parker began his career with DealerRE in 2018, he worked at two local dealerships as an F & I Manager as well as a Salesman. The experience he gained gives him the unique advantage of being able to relate to clients in today's modern dealership and understand the practical compliance challenges they face daily. In 2015 Parker enlisted into the Army Reserves as a CH-47 Mechanic. After a year and a half of enlistment and education, he became a Crew-Chief on CH-47 Helicopters, developing the attention to detail and systematic approach that serves him well in regulatory compliance work. He is now pursuing his degree in Business Administration, further enhancing his expertise in the business and regulatory aspects of reinsurance. Parker's dealership background combined with his commitment to precision makes him an invaluable resource for dealers navigating licensing requirements. Parker is happily married to his high school sweetheart and resides in Tappahannock, Virginia.
Office Manager / Controller
Heather began her career with DealerRE in 2013 after earning her MBA in 2012. Her commitment to clients is evident from the minute she picks up the phone and has even earned her the title of Office Queen. With her financial expertise and meticulous attention to detail, Heather ensures all tax returns, financial filings, and regulatory documentation meet the exacting standards required for motor vehicle service contract provider licensing. She manages the complex financial aspects of dealer-owned reinsurance companies, ensuring compliance with accounting requirements while optimizing profitability. Heather is the mother of two grown boys. In their free time, she and her husband, Greg, volunteer with the homeless and food insecure, and enjoy trips to the Outer Banks. She holds office on The VIADA Charity Fund as Recording Secretary, demonstrating her commitment to the automotive dealer community.
VP of Business Development
With a passion to see individuals and businesses reach their highest potential, Kristi Cashman came to DealerRE with proven talents to help people do just that. With a degree in Strategic Management and Marketing, Kristi understands what it takes for businesses to optimize their efficiency, productivity and profit potentials while maintaining regulatory compliance. Her strategic approach helps dealers understand how motor vehicle service contract provider licensing can become a competitive advantage rather than just a regulatory burden. Kristi is the author of two books, Focus and You Are Perfect, bringing communication and clarity skills that demystify complex licensing requirements for dealers. She is a wife and mother to 5 fabulous kids. In her spare time, she speaks at women's conferences and seminars, demonstrating her commitment to education and empowerment that extends to helping dealers understand and maximize their reinsurance opportunities.
Account Manager
Brenda West has over 20 years of experience in the insurance industry and also has a financial background working as F&I Manager at a very successful Dealership. Her two decades of insurance experience provide deep knowledge of the regulatory landscape governing motor vehicle service contract provider licensing across multiple jurisdictions. Brenda's hands-on dealership F&I experience means she understands both the compliance requirements and the practical realities of selling and administering service contracts. This dual expertise makes her an exceptional resource for dealers navigating licensing requirements while building profitable programs. Her ability to translate complex regulatory language into actionable dealership strategies has helped numerous clients achieve compliance while maximizing returns. Brenda grew up in Yorktown VA but now makes Locust Hill VA her home. Brenda has two grown sons that are a huge part of her life.
The two primary types are stated component contracts and exclusionary contracts. Stated component contracts list specific parts and systems covered, making them suitable for older or higher-mileage vehicles where comprehensive coverage may not be cost-effective. Exclusionary contracts (often called "bumper-to-bumper") cover everything except specifically listed exclusions, providing more comprehensive protection ideal for newer vehicles. Both types require proper licensing and can be reinsured through dealer-owned companies to maximize profitability while maintaining regulatory compliance.
Our reinsurance experts are ready to guide you through compliance requirements and profitability strategies.
Active member and sponsor of the National Independent Automobile Dealers Association.
Nearly three decades of proven regulatory compliance and dealer profitability.
Programs backed by financially strong, A-rated insurance carriers.
Contact DealerRE today for expert guidance on licensing, compliance, and maximizing F&I profitability through dealer-owned reinsurance.
For immediate assistance, feel free to give us a direct call at (804) 824-9533
For immediate assistance, feel free to give us a direct call at (804) 824-9533