Navigating the complexities of motor vehicle service contract provider licensing requires specialized expertise and proven compliance strategies. DealerRE brings 28 years of experience helping auto dealers establish legally compliant, profitable reinsurance programs that meet state regulatory requirements while maximizing F&I profitability and customer satisfaction.
Comprehensive licensing support and compliant reinsurance programs designed to maximize dealer profitability while meeting regulatory requirements.
Fully compliant extended warranty programs reinsured through dealer-owned companies. Capture profits while controlling the customer ownership experience with customizable terms from 72-month exclusionary wraps to short-term powertrain coverage.
Customizable mechanical breakdown coverages that differentiate your dealership. Reinsuring these warranties allows you to control claims, enhance customer satisfaction, and retain profits otherwise sent to third-party providers.
Compliant deficiency balance waiver protecting customers from total loss scenarios. Offers 150% or 125% LTV coverage with deductible protection up to $1,000, backed by A-rated carriers.
Reinsured waiver solution for BHPH dealers that covers total debt in loss events. More affordable than full coverage insurance, helping customers maintain payments while meeting state liability requirements.
Force-placed insurance protecting your interest when customers fail to maintain required coverage. Reinsure CPI through your dealer-owned company to capture underwriting profits while ensuring compliance.
DealerRenew Certified includes 100+ point inspections and reinsured warranties. Multiple term and coverage options allow you to capture 100% of underwriting profit through admin obligor programs.
Motor vehicle service contract provider licensing demands precise regulatory knowledge and meticulous compliance. DealerRE manages all legal forms, filings, tax returns, and renewals for your admin obligor reinsurance company, ensuring you meet state requirements while capturing the profits traditionally sent to third-party warranty companies. Our 28 years of proven success means your programs are built on a foundation of regulatory compliance and profitability optimization, giving you peace of mind and exceptional returns.
Over 400 dealers nationwide trust DealerRE for compliant, profitable reinsurance programs.
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"Great team, supper helpful!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"Great team, supper helpful!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
"Great company! They have been professional throughout the 2 years we've been with them and are always there for any questions we have. Just wish we signed up with them sooner. Would highly recommend the DealerRE Team!"
"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."
"A great company with excellent staff that is always willing to go the extra mile to help with anything you need. Dealers you need to be on this program. It helps your customers, your dealership and yourself!"
"Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody."
"Excellent team of reinsurance professionals! has been a pleasure to work with"
"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"
"Excellent customer service! The team is very professional."
"Taylor, Parker, and their team are great to work with. I have been able to grow my reinsurance company with their help."
"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."
"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."
"Great team, supper helpful!"
"We've been very pleased with our relationship with DealerRE and assured vehicle protection."
"DealerRE is professional, friendly, and very accurate in all of their reporting!"
"We've done business with DealerRe for years and have been very happy with them!"
"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"
The gold standard in reinsurance for auto dealers nationwide.
Nearly three decades of regulatory compliance expertise and helping dealers nationwide establish profitable admin obligor reinsurance programs.
We handle all legal forms, state filings, tax returns, and license renewals, ensuring your programs meet evolving regulatory requirements across all jurisdictions.
Your admin obligor reinsurance company is insured by A-rated carriers, providing the financial strength and credibility required for licensing compliance.
Exceptional onboarding, comprehensive staff training, and ongoing support ensure your team maximizes profitability while maintaining regulatory compliance at every touchpoint.
Reinsurance experts dedicated to your compliance and profitability.
Founder
Tim Byrd founded DealerRE in 1994 and has spent decades helping auto dealers build stronger, more profitable F&I programs through dealer-owned reinsurance. His experience spans program structure, profitability strategy, and long-term dealer support, giving clients practical guidance rooted in real industry knowledge. Tim's leadership helped establish DealerRE as a trusted resource for dealerships seeking to retain underwriting profits instead of relying on third-party product providers. As the company's founder, he has remained focused on helping dealers improve efficiency, strengthen customer offerings, and create sustainable financial advantages through well-managed reinsurance programs.
President
Taylor Byrd serves as President of DealerRE and helps dealerships understand the strategic value of opening and operating their own reinsurance company. A frequent speaker at national and state independent dealer events, he brings a strong educational approach to dealer partnerships and is known for making complex reinsurance concepts practical and actionable. Taylor has also appeared on industry podcasts to discuss dealer-owned reinsurance opportunities and how dealers can improve profitability through smarter F&I structures. His leadership combines industry insight, communication, and a commitment to helping clients build programs that support both operational performance and long-term growth.
Vice President of DealerRE
Parker Byrd brings dealership-side experience to his role as Vice President of DealerRE, having previously worked as both an F&I Manager and Salesman at local dealerships. That firsthand background helps him relate directly to dealer clients and understand the day-to-day realities of presenting products, managing profitability, and improving customer experience. Since joining DealerRE, Parker has helped support reinsurance programs with a practical perspective shaped by real showroom and finance office experience. His ability to connect operational dealership needs with long-term reinsurance strategy makes him a valuable resource for clients looking to strengthen ancillary product performance and retain more F&I income.
Office Manager / Controller
Heather Spruill joined DealerRE after earning her MBA and has become a key part of the company's client support and operational administration. As Office Manager and Controller, she helps ensure dealers receive responsive communication, organized program support, and dependable back-office coordination. Her commitment to service is reflected in the consistency and professionalism clients experience throughout their relationship with DealerRE. Heather's administrative leadership supports the company's full-service model, helping dealerships stay focused on growth while DealerRE assists with the details that keep reinsurance programs running smoothly and efficiently.
VP of Business Development
Kristi Cashman serves as VP of Business Development and helps dealerships identify opportunities to improve efficiency, productivity, and profit potential through smarter reinsurance strategies. With a background in strategic management and marketing, she brings a growth-focused perspective to dealer relationships and program development. Kristi works closely with clients to align business goals with practical F&I solutions that support stronger performance over time. Her ability to combine strategic thinking with client-centered communication makes her an important part of DealerRE's mission to help dealers build more valuable, better-managed reinsurance programs.
Account Manager
Brenda West brings more than 20 years of insurance industry experience to her role as Account Manager at DealerRE. She also has a financial background from working as an F&I Manager at a successful dealership, giving her a strong understanding of both insurance operations and dealership profitability. That combination helps her support clients with practical insight into how reinsurance programs fit into everyday F&I performance. Brenda's experience allows her to communicate clearly with dealers, anticipate common concerns, and help maintain the responsive service DealerRE is known for across its nationwide client base.
The two primary types are stated component contracts and exclusionary contracts. Stated component contracts list specific parts and systems covered, making them suitable for older or higher-mileage vehicles where comprehensive coverage may not be cost-effective. Exclusionary contracts (often called "bumper-to-bumper") cover everything except specifically listed exclusions, providing more comprehensive protection ideal for newer vehicles. Both types require proper licensing and can be reinsured through dealer-owned companies to maximize profitability while maintaining regulatory compliance.
Our reinsurance experts are ready to guide you through compliance requirements and profitability strategies.
Active member and sponsor of the National Independent Automobile Dealers Association.
Nearly three decades of proven regulatory compliance and dealer profitability.
Programs backed by financially strong, A-rated insurance carriers.
Contact DealerRE today for expert guidance on licensing, compliance, and maximizing F&I profitability through dealer-owned reinsurance.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.
For immediate assistance, feel free to give us a direct call at +1 804-824-9533.