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5 (36 Reviews)

Used Car Dealer Warranty Reinsurance

DealerRE helps used car dealers structure dealer-owned reinsurance programs that keep warranty and F&I profits in-house instead of sending them to third-party providers. With decades of experience serving dealers nationwide from its Southeast Virginia roots, DealerRE supports stronger per-deal profitability, better claims control, and long-term portfolio growth for independent and BHPH operations.

Auto dealer reviewing warranty reinsurance options

Our Warranty Reinsurance Services

DealerRE offers dealer-owned warranty and F&I reinsurance solutions built to improve profit retention and program control.

Vehicle Service Contracts

Reinsure VSCs and extended warranty programs through your own dealer-owned company so underwriting profits stay with your dealership instead of outside administrators.

Limited Warranties

Create customizable limited mechanical breakdown warranty programs that help differentiate your dealership while giving you more control over claims experience and retained earnings.

Certified Pre-Owned

Launch a reinsured certified pre-owned program with inspection standards and warranty terms that strengthen buyer confidence and support dealership profitability.

GAP Reinsurance

Retain underwriting profits from GAP products in a tax-advantaged captive structure while offering valuable protection tied to financed vehicle purchases.

Debt Cancellation Coverage

Support BHPH operations with reinsured DCC programs that reduce write-offs after total losses and help customers return to another vehicle faster.

Ancillary F&I Products

Reinsure products like tire and wheel, windshield repair, theft protection, and door ding coverage to capture more profit on every retail unit sold.

Dealer-Owned Advantage

Keep More Warranty Profit In-House

Used car dealer warranty reinsurance gives your dealership a smarter way to participate in underwriting profits from warranties and related F&I products. DealerRE helps independent, franchise, and BHPH dealers build compliant dealer-owned structures, manage administration, and improve claims oversight. From Southeast Virginia to dealers nationwide, the focus stays on stronger profitability, better customer experience, and long-term financial control.

Dealer analyzing warranty reinsurance performance
Trusted By Dealers

Dealer Success Stories

See how dealers improve F&I profitability, control, and long-term value through reinsurance.

"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."

Gordon Tormohlen
Gordon Tormohlen

"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."

Larry Gaertner
Larry Gaertner

"We've been very pleased with our relationship with DealerRE and assured vehicle protection."

Rob & Dale Fisher

"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."

Brit Global Motor Company
Brit Global Motor Company

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers

"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."

Morgan County Motors
Morgan County Motors

"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."

Brett Abernathy
Brett Abernathy

"These guys are pros when setting up Dealer warranty. Superb service!"

Kyle Ollis
Kyle Ollis

"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"

anthony rose
anthony rose

"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."

Greg Harber
Greg Harber

"DealerRE is professional, friendly, and very accurate in all of their reporting!"

Darla Booher

"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."

Jody Midgette

"Excellent customer service! The team is very professional."

Leyla Quliyeva
Leyla Quliyeva

"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"

Daniel Orozco
Daniel Orozco

"We've done business with DealerRe for years and have been very happy with them!"

Jay Ware
Jay Ware

"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."

Gordon Tormohlen
Gordon Tormohlen

"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."

Larry Gaertner
Larry Gaertner

"We've been very pleased with our relationship with DealerRE and assured vehicle protection."

Rob & Dale Fisher

"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."

Brit Global Motor Company
Brit Global Motor Company

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers

"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."

Morgan County Motors
Morgan County Motors

"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."

Brett Abernathy
Brett Abernathy

"These guys are pros when setting up Dealer warranty. Superb service!"

Kyle Ollis
Kyle Ollis

"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"

anthony rose
anthony rose

"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."

Greg Harber
Greg Harber

"DealerRE is professional, friendly, and very accurate in all of their reporting!"

Darla Booher

"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."

Jody Midgette

"Excellent customer service! The team is very professional."

Leyla Quliyeva
Leyla Quliyeva

"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"

Daniel Orozco
Daniel Orozco

"We've done business with DealerRe for years and have been very happy with them!"

Jay Ware
Jay Ware

"I became a Dealer Re client after an unfortunate incident with another reinsurance company. My experience has been nothing short of delightful. The staff are helpful and knowledgeable. Although we’ve been in the industry for many decades, they’ve provided solid advice to help us tweak our sales and control claims...."

Gordon Tormohlen
Gordon Tormohlen

"We're SO happy with Dealer RE! Parker is a straight-shooter. He tells it like it is. Whatever he promises, he delivers. If it can't be done, he tells you right up front. And the whole team at DealerRE is friendly, responsive, and service customers the old-fashioned way--they actually answer the..."

Larry Gaertner
Larry Gaertner

"We've been very pleased with our relationship with DealerRE and assured vehicle protection."

Rob & Dale Fisher

"Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within..."

Brit Global Motor Company
Brit Global Motor Company

"Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business."

Tracy Myers

"Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to..."

Morgan County Motors
Morgan County Motors

"After 25 years in business as a buy here, pay here dealership, I saw my write offs due to uninsured customers and low insurance settlements reach an unacceptable level. I looked at several different programs, and felt that DealerRE offered the best solution for my business. After my first year,..."

Brett Abernathy
Brett Abernathy

"These guys are pros when setting up Dealer warranty. Superb service!"

Kyle Ollis
Kyle Ollis

"I have been working with DealerRE for quite a while now and they have been terrific! Anytime you need anything, they are very responsive and helpful. Everyone I've dealt with at DealerRE have been very nice and personable. I highly recommend them!"

anthony rose
anthony rose

"Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away."

Greg Harber
Greg Harber

"DealerRE is professional, friendly, and very accurate in all of their reporting!"

Darla Booher

"Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering."

Jody Midgette

"Excellent customer service! The team is very professional."

Leyla Quliyeva
Leyla Quliyeva

"Great products, serious company, we already have a year doing business and we are really happy with the relationship with DealerRE. Highly recommended"

Daniel Orozco
Daniel Orozco

"We've done business with DealerRe for years and have been very happy with them!"

Jay Ware
Jay Ware
The DealerRE Difference

Why Choose DealerRE?

Dealers choose DealerRE for experience, support, and full-service program management.

Proven Experience

Founded in 1994, DealerRE brings decades of reinsurance guidance for used car and BHPH dealers.

Full Administration

DealerRE manages legal forms, filings, renewals, tax returns, reporting, and bookkeeping for nationwide dealer clients.

Dealer Training

Staff onboarding, F&I training, and menu support help dealerships implement programs with confidence and consistency.

Profit Control

Dealer-owned structures help retain underwriting income, improve claims oversight, and reduce dependence on third-party providers.

Meet The DealerRE Team

Experienced advisors focused on dealer profitability nationwide.

Tim Byrd

Founder

Tim Byrd founded DealerRE in 1994 in Southeast Virginia and has spent decades helping auto dealers build stronger, more profitable F&I programs through reinsurance. His work has centered on showing dealers how to retain underwriting profits, improve efficiency, and create long-term financial advantages through dealer-owned structures. As the founder of a family company, Tim has shaped DealerRE around service, education, and practical guidance for independent and BHPH dealers. His long view of the industry gives clients valuable perspective on how warranty and ancillary product reinsurance can support dealership growth, customer retention, and operational control. Tim remains a foundational voice behind DealerRE's commitment to integrity, professionalism, and proven results.

Taylor Byrd

President

Taylor Byrd serves as President of DealerRE and helps dealers understand the strategic value of opening and operating their own reinsurance company. He is a frequent speaker at national and state independent dealer association events and has shared insights on reinsurance opportunities through industry podcast appearances and educational outreach. Taylor combines leadership, communication, and dealership-focused strategy to guide clients through program development, implementation, and long-term growth. His background includes service as a Captain in the South Carolina Army National Guard, which informs his disciplined and mission-driven leadership style. At DealerRE, he works closely with dealers nationwide to improve profitability, strengthen customer offerings, and build sustainable F&I programs through dealer-owned reinsurance.

Parker Byrd

Vice President of DealerRE

Parker Byrd brings direct dealership experience to his role as Vice President of DealerRE. Before joining the company, he worked at two local dealerships as both an F&I Manager and Salesman, giving him firsthand understanding of the pressures dealers face in today's retail environment. That practical background helps him relate closely to clients and recommend reinsurance structures that align with real-world dealership operations. Since joining DealerRE in 2018, Parker has supported dealers looking to improve profitability, strengthen warranty offerings, and gain more control over their F&I income. His experience, combined with a business-focused mindset, makes him a valuable resource for used car dealers evaluating dealer-owned warranty and ancillary product reinsurance programs.

Frequently Asked Questions

What is used car dealer warranty reinsurance?

Used car dealer warranty reinsurance is a structure that allows a dealership to participate in underwriting profits from products such as vehicle service contracts, limited warranties, and certain ancillary F&I offerings. Instead of sending those profits to a third-party provider, the dealer uses a dealer-owned reinsurance company to retain more value, improve financial control, and support long-term business growth.

How does a dealer-owned reinsurance company work?

Which products can be reinsured by a used car dealer?

Is warranty reinsurance only for large dealerships?

What are the benefits of reinsuring vehicle service contracts?

Does DealerRE help with compliance and administration?

How long has DealerRE been helping dealers with reinsurance?

Can DealerRE work with dealers nationwide?

Still Have Reinsurance Questions?

Speak with DealerRE about your dealership's warranty profit opportunities.

Dealers We Serve

DealerRE supports used car dealers, franchise stores, and BHPH operations across the country.

Nationwide

Service Reach

28 Years

Years Proven

400+ Dealers

Dealer Clients

Need Coverage For Your Dealership?

Ask if DealerRE can support your market and store model.

Trusted & Established

Awards and Recognition

NIADA Member logo

NIADA Member

Industry association membership and sponsorship.

State dealer association recognition logo

State Association Member

Active across multiple dealer associations.

Dealer industry recognition badge

Client Industry Recognition

Clients earned notable dealer honors.

Explore Warranty Reinsurance With DealerRE

Share your dealership goals and current F&I setup. DealerRE can review your opportunities, explain program options, and outline what implementation may look like.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (804) 824-9533